Valleys Finance Limited
07112423
Healthy
- 1 outstanding charge (-2)
Details
Compliance
Last accounts
31/12/2025
total exemption full
Next accounts due
30/09/2027
Confirmation statement
Last: 22/12/2025
Due 05/01/2027
Industry
Officers
director · Since 23/12/2009
CHAIRMAN
BRITISH · UNITED KINGDOM · Age 67
Also on 1 other board
director · Since 04/06/2010
CHIEF EXECUTIVE OFFICER
BRITISH · UNITED KINGDOM · Age 63
secretary · Since 02/12/2019
director · Since 06/01/2025
EXECUTIVE DIRECTOR
BRITISH · WALES · Age 53
Also on 2 other boards
secretary · Since 02/12/2019
Former
secretary · Resigned 04/06/2010
director · Resigned 30/01/2015
secretary · Resigned 24/03/2015
secretary · Resigned 09/08/2019
director · Resigned 20/06/2023
director · Resigned 06/01/2025
Persons with Significant Control
Phillips Family Investments Limited
93, Commercial Street, Tredegar, NP22 3DN
Reg: 15718975 · Companies House · Private Company Limited By Shares
Notified 24/10/2024
Former PSCs
Mr David Guy Phillips
Ceased 24/10/2024
Mr Jeffrey Ross Phillips
Ceased 24/10/2024
Charges1 outstanding
FAMILY FINANCE LIMITED
FAMILY FINANCE LIMITED
Change History
Active
Private Limited Company
98A COMMERCIAL STREET
GWENT
CompanyRankvs 13+ SIC 64929 peers78
Show leaderboard
How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/12/2025
Net Worth
£2.7M
Balance sheet strength
Cash
£321k
Cash in the bank
Net Current Assets
£2.7M
Working capital
Current Assets
£4.8M
Current Liabilities
£2.1M
Fixed Assets
£33k
Debtors
£4.4M
Profit After Tax
£1.2M
Tax at Year End
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 2.29 | +£338k |
| 2024 | 2.05 | +£657k |
| 2023 | 1.68 | — |
Derived from filed accounts. Not audited figures.