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Intelligent Financing Limited

07117511

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

HOUSE 1 THE MALTINGS, CARDIFF, CF24 5EA
Incorporated 06/01/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Alun Llewellyn Winter Bsc

director · Since 06/01/2010

DIRECTOR

BRITISH · WALES · Age 49

Also on 1 other board

Persons with Significant Control

Intelligent Financing (Holdings) Limited

75–100% shares
75–100% votes

The Maltings, East Tyndall Street, Cardiff, CF24 5EZ

Notified 01/11/2022

Former PSCs

Mr Alun Llewellyn Winter

Ceased 24/04/2017

Mr Robert Oliver Coles

Ceased 24/04/2017

Time Finance Plc

Ceased 01/11/2022

Charges1 outstanding

Charge
outstanding

TIME FINANCE PLC

Created 01/11/2022Registered 07/11/2022
Charge
satisfied

HITACHI CAPITAL (UK) PLC

Created 05/06/2020Registered 05/06/2020Satisfied 11/10/2022
Charge
satisfied

CONISTER BANK LIMITED

Created 20/11/2019Registered 03/12/2019Satisfied 24/10/2022
Charge
satisfied

SIEMENS FINANCIAL SERVICES LIMITED

Created 18/01/2019Registered 21/01/2019Satisfied 25/10/2022
Charge
satisfied

LGB & CO. LIMITED

Created 07/06/2018Registered 18/06/2018Satisfied 31/10/2022
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/04/2018Registered 27/04/2018Satisfied 07/12/2022

CompanyRankvs 101+ SIC 66190 peers
78

Financial strength94th percentile among SIC peers · 24/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 4.95× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£703k

Balance sheet strength

Cash

£251k

Cash in the bank

Net Current Assets

£748k

Working capital

Current Assets

£937k

Current Liabilities

£189k

Fixed Assets

£7k

Debtors

£686k

10avg. employees-1

Balance Sheet

Assets less current liabilities£755k
Signed by Alun Winter 17/11/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20254.95-£58k
20247.01-£802
20239.13

Derived from filed accounts. Not audited figures.