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Vesta Wealth Limited

07118302

active
Private Limited Company
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)

Details

SOLWAY HOUSE BUSINESS PARK, CARLISLE, CA6 4BY
Incorporated 07/01/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Nicholas Edwin Gardner

director · Since 07/01/2010

DIRECTOR

BRITISH · ENGLAND · Age 63

Also on 14 other boards

Mr Gary Mirfin

director · Since 07/01/2010

DIRECTOR

BRITISH · UNITED KINGDOM · Age 65

Also on 10 other boards

Mr Matthew Thomas Gardner

director · Since 03/11/2023

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 32

Also on 1 other board

Mr William Arthur Self

director · Since 09/10/2024

DIRECTOR

BRITISH · ENGLAND · Age 44

Also on 14 other boards

Ms Antoinette Vanderpuije

secretary · Since 30/04/2026

Persons with Significant Control

Investacc Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Solway House Business Park, Kingstown, Carlisle, CA6 4BY

Reg: 7124618 · England & Wales · Company

Notified 01/11/2016

Former PSCs

Mrs Anne-Marie Gardner

Ceased 09/10/2024

Mr Nicholas Edwin Gardner

Ceased 09/10/2024

CompanyRankvs 730+ SIC 66190 peers
79

Financial strength96th percentile among SIC peers · 24/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 11.66× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/10/2023

Turnover

£2.1M

Annual revenue

Net Worth

£1.2M

Balance sheet strength

Cash

£1.2M

Cash in the bank

Profit Before Tax

£466k

Bottom line earnings

Net Current Assets

£1.1M

Working capital

Current Assets

£1.2M

Current Liabilities

£101k

Fixed Assets

£120k

Debtors

£4k

Cost of Sales

£189k

Gross Profit

£2.0M

Admin Expenses

£1.5M

Operating Profit

£450k

Profit After Tax

£360k

20avg. employees+1

Tax at Year End

Corp tax£34k
Dividends paid£580k

People Costs

Wages & salaries£774k
NI contributions£87k

Balance Sheet

Assets less current liabilities£1.2M
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
202311.66+£130k
20226.97+£132k
20215.91+£165k
20207.15+£136k
20193.44

Derived from filed accounts. Not audited figures.