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Investacc Pension Administration Limited

07118349

active
Private Limited Company
england wales
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

SOLWAY HOUSE BUSINESS PARK, CARLISLE, CA6 4BY
Incorporated 07/01/2010

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 07/01/2026

Due 21/01/2027

On track

Industry

65300
65300

Officers

Mr Nicholas Edwin Gardner

director · Since 07/01/2010

DIRECTOR

BRITISH · ENGLAND · Age 63

Also on 14 other boards

Mr Gary Mirfin

director · Since 07/01/2010

DIRECTOR

BRITISH · UNITED KINGDOM · Age 65

Also on 10 other boards

Mr Daniel James Gardner

director · Since 01/01/2022

PENSIONS TECHNICAL

BRITISH · ENGLAND · Age 36

Also on 7 other boards

Mr William Arthur Self

director · Since 09/10/2024

DIRECTOR

BRITISH · ENGLAND · Age 44

Also on 14 other boards

Ms Antoinette Vanderpuije

secretary · Since 30/04/2026

Persons with Significant Control

Investacc Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Solway House Business Park, Kingstown, Carlisle, CA6 4BY

Reg: 7124618 · England & Wales · Limited Company

Notified 01/11/2016

Former PSCs

Mr Nicholas Edwin Gardner

Ceased 09/10/2024

Mrs Anne-Marie Gardner

Ceased 09/10/2024

Charges1 outstanding

Charge
outstanding

ALTER DOMUS TRUSTEES (UK) LIMITED (FOR ITSELF AS SECURITY TRUSTEE FOR THE SECURED PARTIES (AS D

Created 27/03/2025Registered 01/04/2025
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/01/2015Registered 23/01/2015Satisfied 28/01/2015
charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 02/12/2011Registered 07/12/2011Satisfied 04/03/2015

CompanyRankvs 105+ SIC 65300 peers
70

Financial strength99th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 9.54× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/10/2023

Turnover

£5.8M

Annual revenue

Net Worth

£5.2M

Balance sheet strength

Cash

£5.1M

Cash in the bank

Profit Before Tax

£2.4M

Bottom line earnings

Net Current Assets

£5.0M

Working capital

Current Assets

£5.5M

Current Liabilities

£581k

Fixed Assets

£205k

Debtors

£410k

Cost of Sales

£9k

Gross Profit

£5.8M

Admin Expenses

£3.6M

Operating Profit

£2.3M

Profit After Tax

£1.8M

80avg. employees+10

Tax at Year End

Dividends paid£735k

People Costs

Wages & salaries£2.0M
NI contributions£176k

Balance Sheet

Assets less current liabilities£5.2M
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
20239.54+£985k
202213.02+£703k
202113.18+£340k
202012.99+£473k
201911.17

Derived from filed accounts. Not audited figures.