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Independent Financial Services 4 You Limited

07130714

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

SUITE 2, CHIPPENHAM, SN15 1HW
Incorporated 20/01/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Rachel Oriel Vigor Hardwicke

secretary · Since 20/01/2010

Mr Robert Lawrence Vigor Hardwicke

director · Since 20/01/2010

IFA

BRITISH · ENGLAND · Age 59

Also on 1 other board

Persons with Significant Control

Mrs Rachel Oriel Vigor Hardwicke

25–50% shares

British · England · Age 58

Suite 2, 6 Union Road, Chippenham, SN15 1HW

Notified 06/04/2016

Mr Robert Lawrence Vigor Harwicke

25–50% shares

British · England · Age 59

Suite 2, 6 Union Road, Chippenham, SN15 1HW

Notified 20/01/2017

CompanyRankvs 873+ SIC 64999 peers
84

Financial strength79th percentile among SIC peers · 20/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.02× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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873Independent Financial Services 4 You Limited
84
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£104k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£102k

Working capital

Current Assets

£153k

Current Liabilities

£51k

Fixed Assets

£1k

5avg. employees

Balance Sheet

Assets less current liabilities£104k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.02+£24k
20242.49+£47k
20231.28-£28k
20222.06-£11k
20212.23—

Derived from filed accounts. Not audited figures.