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Standrings Financial Planning Limited

07139870

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

Atlas 3 St. Georges Square, Bolton, BL1 2HB
Incorporated 28/01/2010

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 31/01/2026

Due 14/02/2027

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Christopher John Bowden

director · Since 28/01/2010

INSURANCE BROKER

BRITISH · ENGLAND · Age 56

Also on 9 other boards

Christopher John Bowden

director · Since 28/01/2010

British · England · Age 56

Persons with Significant Control

Mr Christopher John Bowden

25–50% shares

British · England · Age 56

Atlas 3, St. Georges Square, Bolton, BL1 2HB

Notified 06/04/2016

Mrs Susan Bowden

25–50% shares

British · United Kingdom · Age 60

Atlas 3, St. Georges Square, Bolton, BL1 2HB

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 23/05/2018Registered 31/05/2018

Change History

status → active
2026-06-22

Active

type → ltd
2026-06-22

Private Limited Company

address line1 → Atlas 3 St. Georges Square
2026-06-22

ATLAS 3

post town → Bolton
2026-06-22

BOLTON

CompanyRankvs 3464+ SIC 66190 peers
44

Financial strength46th percentile among SIC peers · 12/25
Employees37th percentile among SIC peers · 6/15
LiquidityCurrent ratio 0.79× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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3464Standrings Financial Planning Limited
50
How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£15k

Working capital

Current Assets

£56k

Current Liabilities

£70k

Fixed Assets

£20k

1avg. employees-1

Balance Sheet

Assets less current liabilities£5k
Prepared with Silverfin

EstimatesDerived

YearCurrent RatioImplied Profit
20250.79-£9k
20241.27+£7k
20231.24—

Derived from filed accounts. Not audited figures.