Responsible Life Limited
07162252
Some Concerns
- No accounts filed in last 18 months (-5)
- Loss before tax (-10)
- Going concern doubt noted in accounts (-10)
- 1 outstanding charge (-2)
Details
Compliance
Last accounts
31/12/2024
full
Next accounts due
30/09/2026
Confirmation statement
Last: 21/02/2026
Due 07/03/2027
Industry
Officers
director · Since 03/12/2024
RISK MANAGER
BRITISH · UNITED KINGDOM · Age 51
Also on 1 other board
director · Since 03/12/2024
FINANCE DIRECTOR
BRITISH · UNITED KINGDOM · Age 51
Also on 17 other boards
director · Since 01/02/2025
ACTUARY
BRITISH · UNITED KINGDOM · Age 41
Also on 3 other boards
director · Since 09/03/2026
BRITISH · UNITED KINGDOM · Age 51
Also on 3 other boards
Persons with Significant Control
The Royal London Mutual Insurance Society Limited
80, Fenchurch Street, London, EC3M 4BY
Reg: 00099064 · Companies House · Private Company Limited By Guarantee Without Share Capital
Notified 01/07/2021
Former PSCs
Paul Edward Starkey
Ceased 31/01/2024
Steven Thomas Wilkie
Ceased 31/01/2024
Charges1 outstanding
GARY HOPKINS
HSBC UK BANK PLC
ADVANTEDGE COMMERCIAL FINANCE (NORTH) LTD
GROWTH STREET PROVISION LIMITED
HSBC BANK PLC
CompanyRankvs 20630+ SIC 66190 peers53
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Going concern doubt: -10 pts
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Going Concern Doubt
we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d
Key FinancialsYear ending 31/12/2021
Turnover
£15.9M
Annual revenue
Net Worth
£2.3M
Balance sheet strength
Cash
£3.6M
Cash in the bank
Profit Before Tax
-£32k
Bottom line earnings
Net Current Assets
£2.3M
Working capital
Current Assets
£6.5M
Current Liabilities
£4.2M
Fixed Assets
£994k
Debtors
£3.0M
Cost of Sales
£11.9M
Gross Profit
£4.0M
Admin Expenses
£5.4M
Operating Profit
£90k
Profit After Tax
-£37k
Tax at Year End(2018)
Director Loans(2020)
People Costs
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2021 | 1.56 | +£2.7M |
| 2020 | 1.04 | -£499k |
| 2018 | 1.20 | — |
Derived from filed accounts. Not audited figures.