Back to search

D B Financial Management Limited

07178380

active
Private Limited Company
england wales
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

INSIGHT HOUSE, NORWICH, NR6 6BF
Incorporated 04/03/2010

Compliance

Last accounts

31/08/2024

total exemption full

Next accounts due

30/05/2026

On track

Confirmation statement

Last: 27/02/2026

Due 13/03/2027

On track

Industry

64999
Other financial service activities
82990
Other business support service activities

Officers

Mr Jason Richard Howard Ba Hons

director · Since 31/01/2020

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 29 other boards

Mr Antony Peter Howard

director · Since 07/03/2022

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 15 other boards

Persons with Significant Control

Insight Financial Associates Limited

75–100% shares

Insight House 7a Alkmaar Way, Norwich, Alkmaar Way, Norwich, NR6 6BF

Reg: 05054886 · Companies House · Limited Company

Notified 31/01/2020

Former PSCs

Mr David Robert Bridge

Ceased 31/01/2020

Charges1 outstanding

Charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND

Created 24/10/2025Registered 28/10/2025
Charge
satisfied

VERTUS CAPITAL SPV1 LIMITED

Created 12/12/2022Registered 15/12/2022Satisfied 27/10/2025
Charge
satisfied

MORGAN LLOYD TRUSTEES LTD AS TRUSTEE OF THE INSIGHT DIRECTORS PENSION SCHEME · ANTONY HOWARD AS TRUSTEES OF THE INSIGHT DIRECTORS PENSION SCHEME · DANIEL APPLETON AS TRUSTEES OF THE INSIGHT DIRECTORS PENSION SCHEME · JASON HOWARD AS TRUSTEES OF THE INSIGHT DIRECTORS PENSION SCHEME · THERE ARE MORE THAN FOUR PERSONS ENTITLED

Created 27/08/2021Registered 13/09/2021Satisfied 31/01/2023

CompanyRankvs 8925+ SIC 64999 peers
49

Financial strength28th percentile among SIC peers · 7/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 2.16× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength7/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2024

Net Worth

£100

Balance sheet strength

Cash

£15k

Cash in the bank

Net Current Assets

£70k

Working capital

Current Assets

£130k

Current Liabilities

£60k

Debtors

£115k

Profit After Tax

£186k

0avg. employees

Tax at Year End

Corp tax£44k
Dividends paid£200k

Balance Sheet

Intangible assets£5k
Assets less current liabilities£75k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20242.16
20231.73
20221.91
20211.40-£10k
20203.04+£17k
20191.30

Derived from filed accounts. Not audited figures.