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Premium Finance Solutions Limited

07186449

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

222 ARMSTRONG ROAD, LUTON, LU2 0FY
Incorporated 11/03/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Rabinder Singh Takhar

director · Since 03/07/2025

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 9 other boards

Ms Tatiana Korenkova

director · Since 11/12/2025

BRITISH · ENGLAND · Age 54

Also on 10 other boards

Miss Emmia Louise Stratford

director · Since 11/12/2025

BRITISH · ENGLAND · Age 44

Also on 9 other boards

Persons with Significant Control

Orchard Funding Group Plc

75–100% shares

222, Armstrong Road, Luton, LU2 0FY

Notified 28/08/2025

Former PSCs

Mr Paul Stuart Galloway

Ceased 28/08/2025

Charges2 outstanding

charge
outstanding

ORCHARD FUNDING LIMITED

Created 18/11/2010Registered 19/11/2010
charge
outstanding

BEXHILL UK LIMITED

Created 12/11/2010Registered 13/11/2010

CompanyRankvs 3133+ SIC 64999 peers
65

Financial strength76th percentile among SIC peers · 19/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 2.97× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£81k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£82k

Working capital

Current Assets

£123k

Current Liabilities

£41k

1avg. employees

Balance Sheet

Assets less current liabilities£82k
Signed by Mr Paul Galloway 12 February 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20242.97+£5k
20232.66+£16k
20221.47+£14k
20211.40-£144
20201.31-£2k
20191.19+£104k
2018-1.19

Derived from filed accounts. Not audited figures.