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Accident Credit Group Ltd

07242638

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 5 outstanding charges (-10)

Details

ACG HOUSE 620 BIRCHWOOD BOULEVARD, WARRINGTON, WA3 7QU
Incorporated 04/05/2010

Compliance

Last accounts

31/03/2025

medium

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 21/03/2026

Due 04/04/2027

On track

Industry

82990
Other business support service activities

Officers

Mr Keith Murray Dearling

director · Since 04/05/2010

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 12 other boards

Ms Deborah Nowell

director · Since 18/10/2010

OPERATIONS DIRECTOR

BRITISH · UNITED KINGDOM · Age 56

Also on 8 other boards

Mr Robin George Graham

director · Since 08/08/2017

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 68

Mr Peter Bass

director · Since 07/05/2019

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 63

Also on 2 other boards

Persons with Significant Control

Mr Robin George Graham

25–50% shares
25–50% votes

British · United Kingdom · Age 68

Bayberry House, Newby East, Carlisle, CA4 8RA

Notified 06/04/2016

Kd Management Services Limited

25–50% shares
25–50% votes

116 Duke Street, Liverpool, L1 5JW

Reg: 07194636 · England And Wales · Limited

Notified 06/04/2016

Charges5 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 07/11/2023Registered 16/11/2023
Charge
outstanding

KEITH MURRAY DEARLING

Created 19/04/2023Registered 25/04/2023
Charge
outstanding

ROBIN GEORGE GRAHAM

Created 19/04/2023Registered 25/04/2023
Charge
outstanding

RBS INVOICE FINANCE LTD

Created 28/01/2015Registered 28/01/2015
charge
outstanding

ROBIN GEORGE GRAHAM

Created 18/10/2010Registered 29/10/2010

CompanyRankvs 6668+ SIC 82990 peers
62

Financial strength98th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.1× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/03/2025

Turnover

£9.7M

Annual revenue

Net Worth

£1.9M

Balance sheet strength

Cash

£512k

Cash in the bank

Profit Before Tax

£155k

Bottom line earnings

Net Current Assets

£1.8M

Working capital

Current Assets

£20.5M

Current Liabilities

£18.7M

Fixed Assets

£59k

Debtors

£20.0M

Cost of Sales

£4.2M

Gross Profit

£5.5M

Admin Expenses

£4.4M

Operating Profit

£1.1M

Profit After Tax

£110k

68avg. employees

Tax at Year End

Corp tax£46k
Dividends paid£331k

People Costs

Wages & salaries£2.9M

Balance Sheet

Intangible assets£20k
Assets less current liabilities£1.9M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.10+£0
20251.10-£221k
20241.10+£322k
20231.11+£743k
20221.10+£272k
20211.16-£273k
20201.15+£432k
20191.10

Derived from filed accounts. Not audited figures.