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Caleb Spence Financial Services Limited

07244759

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

59 NORMANSTON DRIVE, LOWESTOFT, NR32 2PU
Incorporated 06/05/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Miss Angela Banks

secretary · Since 06/05/2010

Mr Caleb Matthew Spence

director · Since 06/05/2010

DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Persons with Significant Control

Mr Caleb Mathew Spence

75–100% shares
75–100% votes

British · England · Age 60

59, Normanston Drive, Lowestoft, NR32 2PU

Notified 01/07/2016

CompanyRankvs 1431+ SIC 64999 peers
81

Financial strength82th percentile among SIC peers · 21/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 839.75× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£148k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£108k

Working capital

Current Assets

£121k

Current Liabilities

£144

Fixed Assets

£41k

2avg. employees

Balance Sheet

Assets less current liabilities£149k

EstimatesDerived

YearCurrent RatioImplied Profit
2025839.75+£41k
202414.75-£10k
20232.86-£40k
202216.58+£50k
20218.47

Derived from filed accounts. Not audited figures.