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Creditas Financial Solutions (Scotland) Limited

07259189

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

101 INTERNATIONAL HOUSE, LONDON, WC1X 9LP
Incorporated 19/05/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities
74901
Environmental consulting activities
82190
Photocopying, document preparation and other specialised office support activities

Officers

Mr Keith John Robertson

director · Since 19/05/2010

DIRECTOR

BRITISH · SCOTLAND · Age 61

Also on 2 other boards

Persons with Significant Control

Mr Keith John Robertson

75–100% shares
75–100% votes
Appoint directors

British · Scotland · Age 61

1 Roseview Farm Steading, Leadburn, West Linton, EH46 7BE

Notified 06/04/2016

Former PSCs

Mr Andrew John Shaw

Ceased 02/08/2017

CompanyRankvs 18061+ SIC 64999 peers
39

Financial strength4th percentile among SIC peers · 1/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.68× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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18061Creditas Financial Solutions (Scotland) Limited
35
How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

-£44k

Balance sheet strength

Cash

£789

Cash in the bank

Net Current Assets

-£25k

Working capital

Current Assets

£55k

Current Liabilities

£80k

Fixed Assets

£504

Debtors

£54k

0avg. employees

Balance Sheet

Assets less current liabilities-£25k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.68+£3k
20240.74+£16k
20230.64+£21k
20220.58-£5k
20210.86-£25k
2020—-£13k

Derived from filed accounts. Not audited figures.