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Arnold Read Financial Associates Limited

07268482

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

79 LAKESIDE RISE, LOWESTOFT, NR32 5BD
Incorporated 28/05/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Andrew John Waters

director · Since 28/05/2010

FINANCIAL CONSULTANT

BRITISH · ENGLAND · Age 52

Also on 2 other boards

Persons with Significant Control

Mr Andrew John Waters

75–100% shares
75–100% votes

British · England · Age 52

Squirrel Lodge, High Road, Great Yarmouth, NR31 9QL

Notified 24/06/2016

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 16/07/2010Registered 20/07/2010

CompanyRankvs 1478+ SIC 66190 peers
59

Financial strength51th percentile among SIC peers · 13/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.41× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£3k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£9k

Working capital

Current Assets

£30k

Current Liabilities

£22k

Fixed Assets

£7k

5avg. employees-1

Balance Sheet

Assets less current liabilities£16k
Signed by Mr Andrew Waters 2nd July 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.41
20241.15
20231.39
20221.65-£43k
20211.58+£2k
20201.53+£81k
2019-5.43

Derived from filed accounts. Not audited figures.