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Candid Insurance Services Ltd

07279489

active
Private Limited Company
england wales
Companies House
Health Score
66 / 100

Some Concerns

30/30
Filing
0/30
Financial
36/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

920 HEMPTON COURT, BRISTOL, BS32 4SR
Incorporated 09/06/2010

Compliance

Last accounts

31/12/2024

group

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 05/06/2026

Due 19/06/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Joshua George Sargent

director · Since 05/01/2021

CHIEF EXECUTIVE

BRITISH · WALES · Age 37

Also on 3 other boards

Ms Vicky Renee Van Asbroeck

director · Since 19/03/2026

BELGIAN · SPAIN · Age 43

Persons with Significant Control

Clark Holding Se

75–100% shares
75–100% votes
Appoint directors

17-19, Wilhelm-Leuschner-Str, Frankfurt A. Main, 60329

Reg: Hrb 239329 B · Amtsgericht Charlottenburg (Berlin) · Plc

Notified 25/03/2022

Former PSCs

Finanzen.De Ag

Ceased 12/06/2018

Mr Greg Evan Lindberg

Ceased 24/07/2019

Allianz Se

Ceased 25/03/2022

Charges2 outstanding

Charge
outstanding

ELDRIDGE CORPORATE FUNDING, LLC AS THE SECURITY AGENT

Created 03/06/2025Registered 10/06/2025
Charge
outstanding

ELDRIDGE CORPORATE FUNDING, LLC (AS SECURITY AGENT)

Created 18/07/2022Registered 19/07/2022
Charge
satisfied

ARES MANAGEMENT LIMITED AS SECURITY TRUSTEE

Created 14/09/2018Registered 27/09/2018Satisfied 16/04/2020

CompanyRankvs 13304+ SIC 64999 peers
31

Financial strength0th percentile among SIC peers · 0/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.71× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and the parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/12/2024

Net Worth

-£6.6M

Balance sheet strength

Cash

£972k

Cash in the bank

Net Current Assets

-£1.9M

Working capital

Current Assets

£4.8M

Current Liabilities

£6.7M

Fixed Assets

£2.8M

Debtors

£3.8M

Profit After Tax

-£6.0M

213avg. employees+19

Tax at Year End(2020)

Corp tax£66k

People Costs(2022)

Wages & salaries£4.8M
NI contributions£589k

Balance Sheet

Intangible assets£2.3M
Assets less current liabilities£883k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.71-£6.1M
20231.17-£5.7M
20223.01-£699k
20213.05+£1.6M
20202.51+£1.6M
20190.87+£2.1M
20180.28

Derived from filed accounts. Not audited figures.