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Optimal Living (Luton) Limited

07289279

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

WINDSOR HOUSE, CHELTENHAM, GL50 3AT
Incorporated 18/06/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

87300
Residential care activities for the elderly and disabled

Officers

Chetna Satra

secretary · Since 18/06/2010

BRITISH

Mrs Chetna Satra

director · Since 18/06/2010

PHARMACIST

BRITISH · ENGLAND · Age 55

Also on 2 other boards

Mr Hiren Satra

director · Since 18/06/2010

PHARMACIST

BRITISH · ENGLAND · Age 58

Also on 2 other boards

Persons with Significant Control

Mr Hiren Satra

50–75% shares
50–75% votes

British · England · Age 58

Windsor House, Bayshill Road, Cheltenham, GL50 3AT

Notified 06/04/2016

Mrs Chetna Satra

25–50% shares
25–50% votes

British · England · Age 55

Windsor House, Bayshill Road, Cheltenham, GL50 3AT

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 21/04/2023Registered 26/04/2023
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 02/03/2023Registered 21/03/2023
Charge
satisfied

LLOYDS BANK PLC

Created 08/09/2014Registered 17/09/2014Satisfied 24/04/2023
Charge
satisfied

LLOYDS BANK PLC

Created 22/08/2014Registered 02/09/2014Satisfied 24/04/2023
charge
satisfied

THE CO-OPERATIVE BANK P.L.C.

Created 24/06/2011Registered 25/06/2011Satisfied 19/03/2016

CompanyRankvs 227+ SIC 87300 peers
77

Financial strength94th percentile among SIC peers · 24/25
Employees87th percentile among SIC peers · 13/15
LiquidityCurrent ratio 3.68× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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227Optimal Living (Luton) Limited
87
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£1.6M

Balance sheet strength

Cash

£127k

Cash in the bank

Net Current Assets

£1.3M

Working capital

Current Assets

£1.8M

Current Liabilities

£493k

Fixed Assets

£1.6M

Debtors

£1.7M

41avg. employees+10

Tax at Year End

Corp tax£192k

Balance Sheet

Bank loans & overdrafts£70k
Assets less current liabilities£3.0M
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20253.68+£243k
20242.77+£266k
20231.16+£167k
20227.42+£202k
20211.72+£193k
20208.35+£157k
20197.35—

Derived from filed accounts. Not audited figures.