Back to search

My Finance Club Limited

07301026

active
Private Limited Company
england wales
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

ELECTRIC WORKS G 007 9, SHEFFIELD, S1 2BJ
Incorporated 01/07/2010

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 28/05/2026

Due 11/06/2027

On track

Industry

64999
Other financial service activities

Officers

Mr James Phillip Henry Larholt

director · Since 05/04/2017

CONSULTANT

BRITISH · UNITED KINGDOM · Age 82

Also on 13 other boards

Mr Darius Sam Medora

director · Since 28/01/2026

AUSTRALIAN · ENGLAND · Age 49

Also on 1 other board

Persons with Significant Control

Mr James Phillip Henry Larholt

75–100% shares

British · United Kingdom · Age 82

Electric Works, G 007 9, Sheffield, S1 2BJ

Notified 19/06/2017

Former PSCs

Mrs Lesley Bridget Louise Beale

Ceased 19/06/2017

Mr Joseph Thomas Beale

Ceased 19/06/2017

Mr Subish Surendran Ezhava

Ceased 19/06/2017

Mr Geoffrey Harry Holland

Ceased 19/06/2017

Charges2 outstanding

Charge
outstanding

MR JAMES ECKRICH

Created 02/03/2021Registered 25/03/2021
Charge
outstanding

MR BRANDT PORTUGAL

Created 02/03/2021Registered 25/03/2021
Charge
satisfied

HARPEIRON I LP

Created 26/02/2018Registered 26/02/2018Satisfied 08/02/2022

CompanyRankvs 164+ SIC 64999 peers
79

Financial strength94th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 7.29× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1Atlanta Trust Limited
90
2Bishopsgate Corporate Finance Limited
90
3M.W. Beer & Co. Limited
90
4Mirabaud Asset Management Limited
90
5Chelsea Financial Services Plc
90
6Gee & Watson Wealth Management Limited
90
7Mileshield Commercial Funding Limited
90
8Yfm Private Equity Limited
90
9Dentons Pension Management Limited
90
10South West Investment Group Limited
90
164My Finance Club Limited
89
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2023

Net Worth

£905k

Balance sheet strength

Cash

£232k

Cash in the bank

Net Current Assets

£10.2M

Working capital

Current Assets

£11.9M

Current Liabilities

£1.6M

Fixed Assets

£10k

Debtors

£11.6M

27avg. employees+21

Tax at Year End

Corp tax£100k

Balance Sheet

Assets less current liabilities£10.2M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20237.29+£204k
20212.97+£466k
20201.34+£23k
20191.93-£97k
20180.73—

Derived from filed accounts. Not audited figures.