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Davies And Lowry Limited

07351376

active
Private Limited Company
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

1 ST. ILLTYDS ROAD, PONTYPRIDD, CF38 1DB
Incorporated 19/08/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

86900
Other human health activities

Officers

Mrs Justine Clare Davies

director · Since 19/08/2010

OPTOMETRIST

BRITISH · WALES · Age 46

Mrs Kathryn Lowry

director · Since 19/08/2010

OPTOMETRIST

BRITISH · WALES · Age 52

Persons with Significant Control

Mrs Justine Clare Davies

25–50% shares
25–50% votes

British · Wales · Age 46

1, St. Illtyds Road, Pontypridd, CF38 1DB

Notified 01/07/2016

Mrs Kathryn Lowry

25–50% shares
25–50% votes

British · Wales · Age 52

1, St. Illtyds Road, Pontypridd, CF38 1DB

Notified 01/07/2016

Charges1 outstanding

charge
outstanding

LLOYDS TSB BANK PLC

Created 02/09/2010Registered 21/09/2010

CompanyRankvs 12044+ SIC 86900 peers
62

Financial strength87th percentile among SIC peers · 22/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.87× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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12044Davies And Lowry Limited
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£61k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

-£10k

Working capital

Current Assets

£72k

Current Liabilities

£83k

Fixed Assets

£111k

Debtors

£48k

13avg. employees+1

Tax at Year End

Corp tax£34k

Director Loans

Company owes directors£19k
Directors owe company£9k

Balance Sheet

Assets less current liabilities£101k
Signed by Mrs Justine Davies 4 July 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.87+£43k
20230.55+£15k
20220.48+£1k
20210.64—

Derived from filed accounts. Not audited figures.