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Woldingham Financial Services Ltd

07409560

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

STAC POLLAIDH SOUTHFIELDS ROAD, CATERHAM, CR3 7BG
Incorporated 15/10/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities
65110
Life insurance
65300
65300
66290
Other activities auxiliary to insurance and pension funding

Officers

Mrs Sophie Charlotte Garrett

director · Since 06/10/2024

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 30

Also on 2 other boards

Persons with Significant Control

Lupin Financial Services Ltd

75–100% shares

The Pavilion, Kingfisher Way, Huntingdon, PE29 6FN

Reg: 15947361 · Companies House · Limited Company

Notified 28/10/2024

Former PSCs

Mr Neil Foreman

Ceased 28/10/2024

CompanyRankvs 1060+ SIC 64999 peers
83

Financial strength80th percentile among SIC peers · 20/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 2.13× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£125k

Balance sheet strength

Cash

£111k

Cash in the bank

Net Current Assets

£122k

Working capital

Current Assets

£229k

Current Liabilities

£108k

Fixed Assets

£3k

Debtors

£119k

4avg. employees

Tax at Year End(2023)

Corp tax£73k

Director Loans(2021)

Directors owe company£32k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20252.13+£0
20252.13-£20k
20242.82-£34k
20233.24+£4k
20222.96+£8k
20213.31+£60k
20202.25-£34k
20192.43-£22k
20182.38

Derived from filed accounts. Not audited figures.