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Prestige Pawnbrokers Limited

07521932

active
ltd
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

164-166 High Street, Guildford, GU1 3HW
Incorporated 08/02/2011

Compliance

Last accounts

31/05/2025

total exemption full

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 05/02/2026

Due 19/02/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr James John Constantinou

director · Since 08/02/2011

DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 2 other boards

James John Constantinou

director · Since 08/02/2011

British · England · Age 59

Persons with Significant Control

Prestige Asset Finance Limited

75–100% shares
75–100% votes
Appoint directors

164-166, High Street, Guildford, GU1 3HW

Reg: 06912229 · Prestige Asset Finance Limited · Limited Company

Notified 23/06/2021

Former PSCs

Mr James John Constantinou

Ceased 23/06/2021

Charges2 outstanding

Charge
outstanding

TC LOANS LIMITED

Created 03/04/2024Registered 03/04/2024
Charge
outstanding

VICTORIA MUTUAL FINANCE LTD

Created 15/11/2023Registered 16/11/2023
Charge
satisfied

TC LOANS I LIMITED

Created 31/08/2021Registered 14/09/2021Satisfied 27/12/2023

Change History

officer appointed → CONSTANTINOU, James John
2026-08-17
status → active
2026-08-17

Active

type → ltd
2026-08-17

Private Limited Company

address line1 → 164-166 High Street
2026-08-17

164-166 HIGH STREET

post town → Guildford
2026-08-17

GUILDFORD

CompanyRankvs 64311+ SIC 68209 peers
50

Financial strength75th percentile among SIC peers · 19/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.06× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£72k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£245k

Working capital

Current Assets

£16k

Current Liabilities

£261k

Fixed Assets

£1.3M

Debtors

£16k

1avg. employees

Tax at Year End

Corp tax£4k

Balance Sheet

Assets less current liabilities£1.0M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20250.06+£875
20240.08+£24k

Derived from filed accounts. Not audited figures.