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Sjw Financial Planning Ltd

07577018

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

125 Cheltenham Road, Gloucester, GL2 0JQ
Incorporated 24/03/2011

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 24/03/2026

Due 07/04/2027

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Simon John Wathen

director · Since 24/03/2011

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 53

Also on 3 other boards

Mrs Salina Onnika Wathen

director · Since 24/05/2020

DIRECTOR

BRITISH · ENGLAND · Age 47

Simon John Wathen

director · Since 24/03/2011

British · England · Age 53

Salina Onnika Wathen

director · Since 24/05/2020

British · England · Age 47

Persons with Significant Control

Mr Simon John Wathen

75–100% shares
75–100% votes
Appoint directors

British · England · Age 53

125 Cheltenham Road, Gloucester, GL2 0JQ

Notified 06/04/2016

Change History

statusactive
2026-06-26

Active

typeltd
2026-06-26

Private Limited Company

address line1125 Cheltenham Road
2026-06-26

125 CHELTENHAM ROAD

post townGloucester
2026-06-26

GLOUCESTER

officer appointedWATHEN, Salina Onnika
2026-06-26
officer appointedWATHEN, Simon John
2026-06-26

CompanyRankvs 376+ SIC 66190 peers
82

Financial strength91th percentile among SIC peers · 23/25
Employees63th percentile among SIC peers · 9/15
LiquidityCurrent ratio 49.63× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£389k

Balance sheet strength

Cash

£364k

Cash in the bank

Net Current Assets

£386k

Working capital

Current Assets

£394k

Current Liabilities

£8k

Fixed Assets

£4k

Debtors

£30k

2avg. employees

Balance Sheet

Assets less current liabilities£390k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202549.63+£38k
202411.22+£36k
20239.12+£70k
20229.12+£14k
202110.78

Derived from filed accounts. Not audited figures.