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Harding Financial Ltd

07641388

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

THE ESTATE YARD EAST SHALFORD LANE, GUILDFORD, GU4 8AE
Incorporated 20/05/2011

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66290
Other activities auxiliary to insurance and pension funding
66300
Fund management activities

Officers

Mr Alexander William Simpson

director · Since 20/05/2011

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 40

Also on 3 other boards

Alexander William Simpson

secretary · Since 01/09/2011

Persons with Significant Control

Mr Alexander William Simpson

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 40

The Estate Yard, East Shalford Lane, Guildford, GU4 8AE

Notified 06/04/2016

Former PSCs

Mr Alexander William Simpson

Ceased 01/07/2016

Charges1 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 15/06/2020Registered 23/06/2020

CompanyRankvs 529+ SIC 66290 peers
65

Financial strength94th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.63× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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529Harding Financial Ltd
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£743k

Balance sheet strength

Cash

£44k

Cash in the bank

Net Current Assets

-£78k

Working capital

Current Assets

£132k

Current Liabilities

£210k

Fixed Assets

£839k

Debtors

£88k

27avg. employees

Tax at Year End

Corp tax£61k

Director Loans

Company owes directors£253

Balance Sheet

Intangible assets£836k
Assets less current liabilities£761k
Signed by Mr Alexander Simpson 09/07/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.63+£126k
20240.32+£291k
20230.31-£52k
20232.12—

Derived from filed accounts. Not audited figures.