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Harding Financial Ltd

07641388

active
Private Limited Company
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

THE ESTATE YARD EAST SHALFORD LANE, GUILDFORD, GU4 8AE
Incorporated 20/05/2011

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66290
Other activities auxiliary to insurance and pension funding
66300
Fund management activities

Officers

Mr Alexander William Simpson

director · Since 20/05/2011

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 39

Also on 3 other boards

Alexander William Simpson

secretary · Since 01/09/2011

Persons with Significant Control

Mr Alexander William Simpson

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 39

The Estate Yard, East Shalford Lane, Guildford, GU4 8AE

Notified 06/04/2016

Former PSCs

Mr Alexander William Simpson

Ceased 01/07/2016

Charges1 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 15/06/2020Registered 23/06/2020

CompanyRankvs 534+ SIC 66290 peers
61

Financial strength94th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.32× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£617k

Balance sheet strength

Cash

-£30k

Cash in the bank

Net Current Assets

-£128k

Working capital

Current Assets

£59k

Current Liabilities

£187k

Fixed Assets

£799k

Debtors

£90k

27avg. employees+2

Tax at Year End

Corp tax£63k

Director Loans

Company owes directors£2

Balance Sheet

Intangible assets£792k
Assets less current liabilities£671k
Signed by Mr Alexander Simpson 21/02/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.32+£291k
20230.31-£52k
20232.12-£48k
20229.14+£266k
20219.52+£74k
20200.71-£13k
20190.50

Derived from filed accounts. Not audited figures.