Back to search

Mortgages With Joy Limited

07664448

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk

No risk factors detected.

Details

47 BOUTPORT STREET, BARNSTAPLE, EX31 1SQ
Incorporated 10/06/2011

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mrs Joy Lesley Bowden

director · Since 10/06/2011

MORTGAGE BROKER

BRITISH · UNITED KINGDOM · Age 63

Also on 5 other boards

Persons with Significant Control

Mrs Joy Lesley Bowden

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 63

25, Old Torrington Road, Barnstaple, EX31 2DD

Notified 06/04/2016

CompanyRankvs 11749+ SIC 64999 peers
50

Financial strength58th percentile among SIC peers · 14/25
Employees39th percentile among SIC peers · 6/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£11k

Balance sheet strength

Cash

£14k

Cash in the bank

Net Current Assets

£10k

Working capital

Current Assets

Current Liabilities

£4k

Fixed Assets

£2k

1avg. employees

Balance Sheet

Assets less current liabilities£12k
Signed by 07664448 2024-07-01 2025-06-30 07664448 2025-06-30 07664448 core:CurrentFinancialInstruments core:WithinOneYear 2025-06-Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
2025+£0
2025+£921
20244.19-£14k
20235.10-£585
20225.54-£8k
20215.43

Derived from filed accounts. Not audited figures.