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Sapphire Financial Solutions Ltd

07701022

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

11 SOUTH AVENUE, RHYL, LL18 1HU
Incorporated 12/07/2011

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services
66220
Activities of insurance agents and brokers

Officers

Mr John Ronald Garvey

director · Since 01/08/2012

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 62

Also on 2 other boards

Persons with Significant Control

Mr John Ronald Garvey

75–100% shares
75–100% votes
Appoint directors
Significant control

British · England · Age 62

11, South Avenue, Rhyl, LL18 1HU

Notified 06/04/2016

CompanyRankvs 971+ SIC 66190 peers
75

Financial strength76th percentile among SIC peers · 19/25
Employees37th percentile among SIC peers · 6/15
LiquidityCurrent ratio 5.95× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£64k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£65k

Working capital

Current Assets

£78k

Current Liabilities

£13k

Fixed Assets

£191

1avg. employees

Balance Sheet

Assets less current liabilities£65k
Signed by Mr John Garvey 25/03/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20255.95-£5k
20249.35-£9k
202321.50+£3k
202215.91+£5
202120.43

Derived from filed accounts. Not audited figures.