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The Penny Group Surrey Limited

07804104

active
ltd
england wales
Companies House
Health Score
81 / 100

Healthy

25/30
Filing
20/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • 2 outstanding charges (-4)

Details

3rd Floor The Coade, 98 Vauxhall Walk, London, SE11 5EL
Incorporated 10/10/2011

Previously known as

Bright Blue Wealth Limited · until 30/04/2025

Compliance

Last accounts

31/12/2024

audit exemption subsidiary

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 10/10/2025

Due 24/10/2026

On track

Industry

66290
Other activities auxiliary to insurance and pension funding

Officers

Mr Adam David John Roberts

director · Since 20/02/2023

DIRECTOR

BRITISH · ENGLAND · Age 43

Also on 4 other boards

Mr Graeme Joseph Morrissey

director · Since 20/02/2023

DIRECTOR

BRITISH · ENGLAND · Age 41

Also on 1 other board

Mr Clement Edward Cowley

director · Since 20/02/2023

DIRECTOR

BRITISH · ENGLAND · Age 40

Also on 8 other boards

Mr Michael Joseph Elworthy

director · Since 20/02/2023

DIRECTOR

BRITISH · ENGLAND · Age 43

Also on 11 other boards

Clement Edward Cowley

director · Since 20/02/2023

British · England · Age 40

Michael Joseph Elworthy

director · Since 20/02/2023

British · United Kingdom · Age 43

Graeme Joseph Morrissey

director · Since 20/02/2023

British · England · Age 41

Adam David John Roberts

director · Since 20/02/2023

British · England · Age 43

Former

Alison Rhiannon Vallis

director · Resigned 07/01/2021

Andrew John Wilmot

director · Resigned 20/02/2023

Persons with Significant Control

Bright Blue Wealth Management Ltd

75–100% shares
75–100% votes
Appoint directors

3rd Floor, The Coade, London, SE11 5EL

Reg: 13039393 · Companies House · Private Limited Company

Notified 20/02/2023

Former PSCs

Mr Andrew John Wilmot

Ceased 16/12/2020

Mrs Alison Rhiannon Vallis

Ceased 16/12/2020

Uw1 Limited

Ceased 20/02/2023

Charges2 outstanding

Charge
outstanding

SANTANDER UK PLC AS SECURITY TRUSTEE FOR EACH OF ITSELF AND EACH SECURED PARTY

Created 14/08/2024Registered 16/08/2024
Charge
outstanding

SANTANDER UK PLC AS SECURITY TRUSTEE FOR EACH OF ITSELF AND EACH SECURED PARTY

Created 20/02/2023Registered 21/02/2023

Change History

statusactive
2026-07-06

Active

typeltd
2026-07-06

Private Limited Company

address line13rd Floor The Coade
2026-07-06

3RD FLOOR THE COADE

post townLondon
2026-07-06

LONDON

CompanyRankvs 256+ SIC 66290 peers
73

Financial strength96th percentile among SIC peers · 24/25
Employees84th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.88× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2022

Net Worth

£894k

Balance sheet strength

Cash

£444k

Cash in the bank

Net Current Assets

£255k

Working capital

Current Assets

£545k

Current Liabilities

£290k

Fixed Assets

£649k

Debtors

£101k

4avg. employees

Balance Sheet

Intangible assets£630k
Assets less current liabilities£904k
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20221.88

Derived from filed accounts. Not audited figures.