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Sms (North West) Ltd

07831913

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • 1 outstanding charge (-2)

Details

SEYMOUR CHAMBERS, LIVERPOOL, L3 5NW
Incorporated 02/11/2011

Compliance

Last accounts

31/01/2025

unaudited abridged

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 21/06/2025

Due 05/07/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Christopher Arnold Hulme

director · Since 03/11/2011

MORTGAGE ADVISER

BRITISH · ENGLAND · Age 58

Persons with Significant Control

Mr Christopher Arnold Hulme

25–50% shares

British · England · Age 58

Seymour Chambers, 92 London Road, Liverpool, L3 5NW

Notified 06/04/2016

Former PSCs

Miss Karen Mockridge

Ceased 31/12/2017

Charges1 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 10/07/2017Registered 17/07/2017

CompanyRankvs 12245+ SIC 64999 peers
41

Financial strength10th percentile among SIC peers · 3/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 1.26× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

-£3k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£16k

Working capital

Current Assets

£79k

Current Liabilities

£63k

Fixed Assets

£3k

Debtors

£79k

1avg. employees

Balance Sheet

Assets less current liabilities£19k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.26-£10k
20241.51-£8k
20232.05-£35k
20221.91
20200.96
20191.09-£42k
20181.93

Derived from filed accounts. Not audited figures.