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Saaf Finance Ltd

07893985

active
ltd
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

12 Churchill Park, Colwick, Nottingham, NG4 2HF
Incorporated 30/12/2011

Previously known as

Schools And Academies Finance Ltd · until 18/05/2021
Schools And Academies Financial Services Ltd · until 09/01/2012

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 30/12/2025

Due 13/01/2027

On track

Industry

69201
Accounting and auditing activities

Officers

Mr Andrew James Charles Brown

director · Since 30/12/2011

COMPANY DIRECTOR

BRITISH · ENGLAND

Also on 3 other boards

Ms Sukhjinder Johal

director · Since 04/11/2013

COMPANY DIRECTOR

BRITISH · ENGLAND

Also on 1 other board

Andrew James Charles Brown

director · Since 30/12/2011

British · England

Sukhjinder Johal

director · Since 04/11/2013

British · England

Former

Sukhjinder Johal

director · Resigned 26/02/2012

Persons with Significant Control

Ms Sukhjinder Johal

Significant control

British · England

Notified 06/04/2016

Mr Andrew James Charles Brown

Significant control

British · England

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

SANTANDER UK PLC AS SECURITY TRUSTEE

Created 22/04/2021Registered 23/04/2021

Change History

status → active
2026-07-18

Active

type → ltd
2026-07-18

Private Limited Company

address line1 → 12 Churchill Park
2026-07-18

12 CHURCHILL PARK

post town → Nottingham
2026-07-18

NOTTINGHAM

CompanyRankvs 2342+ SIC 69201 peers
72

Financial strength98th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.41× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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2342Saaf Finance Ltd
81
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£668k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£572k

Working capital

Current Assets

£2.0M

Current Liabilities

£1.4M

Fixed Assets

£179k

31avg. employees+3

Balance Sheet

Assets less current liabilities£751k
Signed by 4 SAAF FINANCE LTDPrepared with TinyTax

EstimatesDerived

YearCurrent RatioImplied Profit
20251.41-£537k
20242.60+£0
20242.60+£243k
20232.85—

Derived from filed accounts. Not audited figures.