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Phil Smith Agencies Ltd

07899190

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

UNIT 4 THE WORKSHOPS, PILLING, PR3 6AE
Incorporated 05/01/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

47990
Other retail sale not in stores, stalls or markets

Officers

Mr Philip John Smith

director · Since 05/01/2012

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 3 other boards

Mrs Victoria Jane Smith

director · Since 24/03/2015

DIRECTOR

BRITISH · ENGLAND · Age 49

Also on 1 other board

Persons with Significant Control

Mr Philip John Smith

25–50% shares

British · England · Age 61

Unit 4, The Workshops, Pilling, PR3 6AE

Notified 06/04/2016

Mrs Victoria Jane Smith

25–50% shares

British · England · Age 49

Unit 4, The Workshops, Pilling, PR3 6AE

Notified 06/04/2016

CompanyRankvs 2089+ SIC 47990 peers
80

Financial strength96th percentile among SIC peers · 24/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.38× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£428k

Balance sheet strength

Cash

£262k

Cash in the bank

Net Current Assets

£252k

Working capital

Current Assets

£914k

Current Liabilities

£664k

Fixed Assets

£217k

Debtors

£638k

6avg. employees

Balance Sheet

Assets less current liabilities£470k
Signed by 07899190 2024-08-01 2025-07-31 07899190 2025-07-31 07899190 bus: 1 1 2025-07-31 07899190 bus: 2 1 2025-07-31 07899190 buPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.38+£90k
20241.49+£146k
20231.41

Derived from filed accounts. Not audited figures.