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Big Padlock Limited

07914797

active
Private Limited Company
england wales
Companies House
Health Score
66 / 100

Some Concerns

30/30
Filing
0/30
Financial
36/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

THE BEECHWOOD CENTRE, BROMLEY, BR2 8GP
Incorporated 18/01/2012

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 03/09/2025

Due 17/09/2026

On track

Industry

96090
Other personal service activities

Officers

Mr Alan Geoffrey Fernback

director · Since 02/04/2012

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 78

Also on 49 other boards

Mr Paul Simon Fernback

director · Since 26/11/2012

DIRECTOR

BRITISH · UNITED KINGDOM · Age 50

Also on 4 other boards

Persons with Significant Control

Mr Alan Geoffrey Fernback

25–50% shares

British · England · Age 78

The Beechwood Centre, 40 Lower Gravel Road, Bromley, BR2 8GP

Notified 08/09/2016

Charges2 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 03/10/2013Registered 07/10/2013
charge
outstanding

KINGSWAY LONDON LIMITED

Created 04/01/2013Registered 09/01/2013

CompanyRankvs 86712+ SIC 96090 peers
27

Financial strength0th percentile among SIC peers · 0/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.52× · 6/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

-£1.1M

Balance sheet strength

Cash

£34k

Cash in the bank

Net Current Assets

-£1.5M

Working capital

Current Assets

£1.6M

Current Liabilities

£3.1M

Fixed Assets

£399k

Debtors

£1.6M

0avg. employees

Balance Sheet

Assets less current liabilities-£1.1M
Prepared with PTP Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.52+£0
20250.52-£72k
20240.48-£213k
20230.45-£14k
20220.36+£6k
20210.29-£87k
20200.16-£106k
20190.04-£190k
20180.08

Derived from filed accounts. Not audited figures.