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Care For Your Life Ltd

07921374

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 12 outstanding charges (-10)

Details

6 DERBY AVENUE, SKEGNESS, PE25 3DH
Incorporated 24/01/2012

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 24/01/2026

Due 07/02/2027

On track

Industry

87100
Residential nursing care facilities

Officers

Mrs Kalpana Ravivaruman

secretary · Since 24/01/2012

Also on 2 other boards

Mrs Kalpana Ravivaruman

director · Since 24/01/2012

MANAGER

BRITISH · UNITED KINGDOM · Age 60

Also on 2 other boards

Mr Kanagasooriam Ravivaruman

director · Since 24/01/2012

MANAGER

BRITISH · ENGLAND · Age 67

Also on 1 other board

Persons with Significant Control

Mr Kanagasooriam Ravivaruman

75–100% shares
75–100% votes
voting-rights-75-to-100-percent-as-firm
Appoint directors
right-to-appoint-and-remove-directors-as-firm

British · United Kingdom · Age 67

6, Derby Avenue, Skegness, PE25 3DH

Notified 01/06/2016

Charges12 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 06/10/2025Registered 10/10/2025
Charge
outstanding

BARCLAYS BANK PLC

Created 06/10/2025Registered 10/10/2025
Charge
outstanding

BARCLAYS BANK PLC

Created 06/10/2025Registered 10/10/2025
Charge
outstanding

BARCLAYS BANK PLC

Created 26/09/2025Registered 26/09/2025
Charge
outstanding

AIB GROUP (UK) P.L.C.

Created 03/11/2020Registered 12/11/2020
Charge
outstanding

AIB GROUP (UK) P.L.C.

Created 03/11/2020Registered 12/11/2020
Charge
outstanding

AIB GROUP (UK) P.L.C.

Created 03/11/2020Registered 12/11/2020
Charge
outstanding

AIB GROUP (UK) P.L.C.

Created 03/11/2020Registered 12/11/2020
Charge
outstanding

SANTANDER UK PLC

Created 21/07/2015Registered 06/08/2015
Charge
outstanding

SANTANDER UK PLC

Created 21/07/2015Registered 06/08/2015
Charge
outstanding

SANTANDER UK PLC

Created 21/07/2015Registered 06/08/2015
Charge
outstanding

SANTANDER UK PLC

Created 21/07/2015Registered 06/08/2015
Charge
satisfied

HSBC BANK PLC

Created 31/03/2014Registered 03/04/2014Satisfied 15/05/2018

CompanyRankvs 1085+ SIC 87100 peers
62

Financial strength86th percentile among SIC peers · 22/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.54× · 6/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£694k

Balance sheet strength

Cash

£30k

Cash in the bank

Net Current Assets

-£241k

Working capital

Current Assets

£288k

Current Liabilities

£530k

Fixed Assets

£2.9M

Debtors

£256k

132avg. employees+4

Balance Sheet

Intangible assets£107k
Bank loans & overdrafts£1.9M
Assets less current liabilities£2.6M
Prepared with PTP Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.54-£20k
20240.67-£7k
20230.59-£87k
20220.67+£25k
20211.19-£41k
20200.57+£68k
20190.66

Derived from filed accounts. Not audited figures.