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Fresh Approach Financial Planning Limited

07993776

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

OPEN SPACE CHEQUERS CLOSE, MALVERN, WR14 1GP
Incorporated 16/03/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Paul Raymond Frank Urmston

director · Since 16/03/2012

INDEPENDENT FINANCIAL ADVISER

BRITISH · ENGLAND · Age 46

Also on 1 other board

Mrs Julie Clare Urmston

secretary · Since 09/09/2025

Persons with Significant Control

Urmston Asset Management Limited

75–100% shares
75–100% votes
Appoint directors

51 Broadway Grove, St Johns, Worcester, WR2 5EY

Reg: 16706810 · Uk Register Of Companies · Limited Company

Notified 01/10/2025

Former PSCs

Mr Paul Raymond Frank Urmston

Ceased 01/10/2025

Mrs Julie Urmston

Ceased 02/09/2025

CompanyRankvs 392+ SIC 66190 peers
82

Financial strength85th percentile among SIC peers · 21/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.51× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£163k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£117k

Working capital

Current Assets

£194k

Current Liabilities

£77k

Fixed Assets

£48k

3avg. employees

Balance Sheet

Assets less current liabilities£165k
Prepared with FreeAgent

EstimatesDerived

YearCurrent RatioImplied Profit
20252.51-£37k
20241.96-£9k
20233.28+£43k
20223.09+£17k
20214.44

Derived from filed accounts. Not audited figures.