First Habitation Limited

08012616

active

Private Limited Company

Companies House

Health Score

80 / 100

Healthy

30/30

Filing

20/30

Financial

30/40

Risk

40 outstanding charges (-10)

Details

6 TEES CLOSE, WITHAM, CM8 1LG

Incorporated 29/03/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209

Other letting and operating of own or leased real estate

Officers

Mr Colin Clive Bayley

director · Since 29/03/2012

DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 2 other boards

Mrs Deborah Selina Bayley

director · Since 01/01/2020

DIRECTOR

BRITISH · ENGLAND · Age 54

Persons with Significant Control

Mrs Deborah Selina Bayley

25–50% shares

British · England · Age 54

6, Tees Close, Witham, CM8 1LG

Notified 06/04/2016

Mr Clive Colin Bayley

25–50% shares

British · England · Age 54

6, Tees Close, Witham, CM8 1LG

Notified 06/04/2016

Charges40 outstanding

Charge

outstanding

ALDERMORE BANK PLC

Created 06/03/2026Registered 06/03/2026

Charge

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ALDERMORE BANK PLC

Created 16/12/2025Registered 23/12/2025

Charge

outstanding

ALDERMORE BANK PLC

Created 05/12/2025Registered 22/12/2025

Charge

outstanding

ALDERMORE BANK PLC

Created 05/12/2025Registered 15/12/2025

Charge

outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 20/08/2025Registered 20/08/2025

Charge

outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 28/03/2025Registered 31/03/2025

Charge

outstanding

SHAWBROOK BANK LIMITED

Created 05/02/2025Registered 06/02/2025

Charge

outstanding

PARATUS AMC LIMITED T/AS FOUNDATION HOME LOANS

Created 31/01/2025Registered 04/02/2025

Charge

outstanding

PARATUS AMC LIMITED T/AS FOUNDATION HOME LOANS

Created 02/12/2024Registered 03/12/2024

Charge

outstanding

PARATUS AMC LIMITED T/AS FOUNDATION HOME LOANS

Created 25/11/2024Registered 29/11/2024

Charge

outstanding

ALDERMORE BANK PLC

Created 26/07/2024Registered 01/08/2024

Charge

outstanding

ALDERMORE BANK PLC

Created 26/07/2024Registered 01/08/2024

Charge

outstanding

ALDERMORE BANK PLC

Created 26/07/2024Registered 01/08/2024

Charge

outstanding

ALDERMORE BANK PLC

Created 26/07/2024Registered 01/08/2024

Charge

outstanding

ALDERMORE BANK PLC

Created 26/07/2024Registered 30/07/2024

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 18/09/2023Registered 18/09/2023

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 18/09/2023Registered 18/09/2023

Charge

outstanding

LENDINVEST BTL LIMITED

Created 22/12/2022Registered 23/12/2022

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 30/11/2022Registered 30/11/2022

Charge

outstanding

LENDINVEST BTL LIMITED

Created 02/09/2022Registered 09/09/2022

Charge

outstanding

LENDINVEST BTL LIMITED

Created 26/08/2022Registered 26/08/2022

Charge

outstanding

LENDINVEST BTL LIMITED

Created 15/08/2022Registered 18/08/2022

Charge

outstanding

LENDINVEST BTL LIMITED

Created 08/08/2022Registered 16/08/2022

Charge

outstanding

LENDINVEST BTL LIMITED

Created 05/08/2022Registered 15/08/2022

Charge

outstanding

LENDINVEST BTL LIMITED

Created 05/08/2022Registered 15/08/2022

Charge

outstanding

LENDINVEST BTL LIMITED

Created 03/08/2022Registered 08/08/2022

Charge

outstanding

LENDINVEST BTL LIMITED

Created 03/08/2022Registered 08/08/2022

Charge

outstanding

LENDINVEST BTL LIMITED

Created 03/08/2022Registered 08/08/2022

Charge

outstanding

SHAWBROOK BANK LIMITED

Created 31/03/2022Registered 01/04/2022

Charge

outstanding

LENDINVEST BTL LIMITED

Created 18/10/2021Registered 24/10/2021

Charge

outstanding

LENDINVEST BTL LIMITED

Created 18/10/2021Registered 24/10/2021

Charge

outstanding

LENDINVEST BTL LIMITED

Created 15/10/2021Registered 17/10/2021

Charge

outstanding

LENDINVEST BTL LIMITED

Created 15/10/2021Registered 17/10/2021

Charge

outstanding

LENDINVEST BTL LIMITED

Created 25/06/2021Registered 01/07/2021

Charge

outstanding

LENDINVEST BTL LIMITED

Created 21/05/2021Registered 24/05/2021

Charge

outstanding

LENDINVEST BTL LIMITED

Created 12/03/2021Registered 18/03/2021

Charge

outstanding

PARATUS AMC LIMITED

Created 16/12/2020Registered 22/12/2020

Charge

outstanding

SHAWBROOK BANK LIMITED

Created 13/08/2020Registered 14/08/2020

Charge

satisfied

SHAWBROOK BANK LIMITED

Created 13/08/2020Registered 14/08/2020Satisfied 07/01/2026

Charge

outstanding

SHAWBROOK BANK LIMITED

Created 12/08/2020Registered 13/08/2020

Charge

outstanding

SHAWBROOK BANK LIMITED

Created 12/08/2020Registered 13/08/2020

Charge

satisfied

LENDINVEST BTL LIMITED

Created 06/03/2020Registered 09/03/2020Satisfied 04/04/2025

CompanyRankvs 28370+ SIC 68209 peers
61

Financial strength98th percentile among SIC peers · 25/25

Employees99th percentile among SIC peers · 15/15

LiquidityCurrent ratio 0.11× · 2/20

Longevity14 years trading (max 15) · 14/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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28370First Habitation Limited

How is this score calculated?

Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 05/04/2025

Net Worth

£4.0M

Balance sheet strength

Cash

£40k

Cash in the bank

Net Current Assets

-£551k

Working capital

Current Assets

£71k

Current Liabilities

£622k

Fixed Assets

£12.7M

Debtors

£31k

Profit After Tax

£174k

6avg. employees+1

Balance Sheet

Bank loans & overdrafts£450k

Assets less current liabilities£12.2M

Prepared with IRIS Accounts Production

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.11	+£174k
2024	0.06	-£6k
2023	0.08	+£383k
2022	0.24	+£166k
2021	0.14	+£623k
2020	0.11	+£2.7M
2019	5.87	—

Derived from filed accounts. Not audited figures.

First Habitation Limited

Details

Compliance

Industry

Officers

Persons with Significant Control

Charges40 outstanding

CompanyRankvs 28370+ SIC 68209 peers61

Key FinancialsYear ending 05/04/2025

EstimatesDerived

CompanyRankvs 28370+ SIC 68209 peers
61