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Rapyd Payments Limited

08053178

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

Rapyd Suite 26, Weston Business Centre Parsonage Road, Takeley, Bishop's Stortford, CM22 6PU
Incorporated 01/05/2012

Previously known as

Valitor Limited · until 04/09/2023
Valitor Payment Services Limited · until 15/11/2018

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 01/05/2026

Due 15/05/2027

On track

Industry

82990
Other business support service activities

Officers

Mr Ariel Shtilman

director · Since 14/12/2022

FOUNDER AND CEO

ISRAELI · ISRAEL · Age 46

Also on 1 other board

Mr Dennis Francis Allan

director · Since 13/11/2023

MANAGER

BRITISH · ENGLAND · Age 72

Also on 4 other boards

Mr. Nir Mlynarsky

director · Since 19/05/2025

CHIEF FINANCIAL OFFICER

ISRAELI · ISRAEL · Age 45

Ariel Shtilman

director · Since 14/12/2022

Israeli · Israel · Age 46

Dennis Francis Allan

director · Since 13/11/2023

British · England · Age 72

Nir Mlynarsky

director · Since 19/05/2025

Israeli · Israel · Age 45

Former

Vidar Thorkelsson

director · Resigned 10/05/2019

Gunnar Thor Thorarinsson

director · Resigned 10/05/2019

Gudmundur Gisli Ingolfsson

secretary · Resigned 27/09/2019

Jonina Sigrun Larusdottir

director · Resigned 09/10/2019

Gudmundur Thorbjornsson

director · Resigned 09/10/2019

Stefan Petursson

director · Resigned 09/10/2019

Logos Legal Services Limited

corporate secretary · Resigned 17/01/2020

Unnur Vilhjalmsdottir

secretary · Resigned 15/02/2021

Kerstin Synnove Maria Trygg

director · Resigned 24/03/2021

Renier Adrianus Lemmens

director · Resigned 24/03/2021

Roger Keith Alexander

director · Resigned 01/07/2022

þóR Hauksson

director · Resigned 01/07/2022

HerdíS DröFn Fjeldsted

director · Resigned 14/12/2022

Kevin Michael Carey

director · Resigned 13/11/2023

Bba Fjeldco Limited

corporate secretary · Resigned 05/04/2024

Maayan Naor

director · Resigned 19/05/2025

Persons with Significant Control

Former PSCs

Iteron Holding Ltd.

Ceased 31/12/2022

Arion Bank Hf

Ceased 01/07/2022

Rapyd Europe Hf.

Ceased 31/12/2022

Change History

statusactive
2026-08-06

Active

typeltd
2026-08-06

Private Limited Company

address line1Rapyd Suite 26, Weston Business Centre Parsonage Road
2026-08-06

RAPYD SUITE 26, WESTON BUSINESS CENTRE PARSONAGE ROAD

post townBishop's Stortford
2026-08-06

BISHOP'S STORTFORD

officer appointedALLAN, Dennis Francis
2026-08-06
officer appointedMLYNARSKY, Nir, Mr.
2026-08-06
officer appointedSHTILMAN, Ariel
2026-08-06

CompanyRankvs 8047+ SIC 82990 peers
71

Financial strength99th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.26× · 12/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

the reporting period and up to the approval of these Financial Statements that require additional disclosures. The Company's Board has made an assessment of the Company's ability to continue as a going concern and is satisfied that the Company has the resources to do so in the foreseeable future. Therefore, the Financial Statements continue to be prepared on a going concern basis. Auditor The audi

Key FinancialsYear ending 31/12/2025

Net Worth

£5.0M

Balance sheet strength

Cash

£23.3M

Cash in the bank

Profit Before Tax

£2.4M

Bottom line earnings

Net Current Assets

£9.6M

Working capital

Current Assets

£46.9M

Current Liabilities

£37.3M

Fixed Assets

£7k

Debtors

£21.3M

Cost of Sales

£40.1M

Admin Expenses

£5.6M

Profit After Tax

£2.2M

39avg. employees+4

People Costs

Wages & salaries£3.1M

Balance Sheet

Assets less current liabilities£9.6M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.26+£0
20241.09+£0
20231.06

Derived from filed accounts. Not audited figures.