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Provision House (Formerly Known As Loaves N Fishes) Ltd

08090900

active
PRI/LTD BY GUAR/NSC (Private, limited by guarantee, no share capital)
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

80-81 HIGH STREET, DUDLEY, DY1 1PY
Incorporated 31/05/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

96090
Other personal service activities

Officers

Mrs Janet Billingsley

director · Since 23/08/2016

DIRECTOR

BRITISH · ENGLAND · Age 73

Also on 2 other boards

Mrs Ruth Hilary Harris

director · Since 24/01/2017

TRUSTEE

BRITISH · ENGLAND · Age 63

Also on 6 other boards

Ms Julie Elizabeth Mills

director · Since 25/09/2018

TRUSTEE

BRITISH · ENGLAND · Age 67

Also on 1 other board

Mr Paul Gerald Chamberlain

director · Since 12/02/2021

DIRECTOR

BRITISH · ENGLAND · Age 72

Also on 1 other board

Mr Phillip John Wade

director · Since 11/03/2022

BUSINESS CONSULTANT

BRITISH · ENGLAND · Age 67

Persons with Significant Control

Mrs Ruth Hilary Harris

Significant control

British · England · Age 63

80-81, High Street, Dudley, DY1 1PY

Notified 24/01/2017

Mrs Janet Billingsley

Significant control

British · England · Age 73

80-81, High Street, Dudley, DY1 1PY

Notified 25/04/2017

Former PSCs

Mr Marcus Penberthy

Ceased 12/02/2021

Rev Matthew Brookes

Ceased 25/09/2018

Mrs Elaine Ann Horton

Ceased 12/09/2025

CompanyRankvs 6965+ SIC 96090 peers
78

Financial strength89th percentile among SIC peers · 22/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.15× · 12/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
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6965Provision House (Formerly Known As Loaves N Fishes) Ltd
78
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£113k

Balance sheet strength

Cash

£8k

Cash in the bank

Net Current Assets

£3k

Working capital

Current Assets

£25k

Current Liabilities

£22k

Fixed Assets

£109k

Debtors

£17k

21avg. employees

Balance Sheet

Assets less current liabilities£113k
Signed by P G ChamberlainPrepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20241.15

Derived from filed accounts. Not audited figures.