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Love Finance Limited

08103018

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
20/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • 7 outstanding charges (-10)

Details

36 GREAT CHARLES STREET QUEENSWAY, BIRMINGHAM, B3 3JY
Incorporated 13/06/2012

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 02/09/2025

Due 16/09/2026

On track

Industry

62012
Business and domestic software development
66190
Other activities auxiliary to financial services

Officers

Mr Jack James Smith

director · Since 13/06/2012

DIRECTOR

BRITISH · ENGLAND · Age 34

Miss Jenny Sadler

secretary · Since 17/01/2025

Also on 3 other boards

Mr Kai Hunter

director · Since 17/01/2025

NON-EXECUTIVE DIRECTOR

BRITISH · ENGLAND · Age 52

Mr Alexander Thomas Joseph O'Malley

director · Since 17/01/2025

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 31

Also on 2 other boards

Miss Jenny Sadler

director · Since 17/01/2025

DIRECTOR AND COMPANY SECRETARY

BRITISH · ENGLAND · Age 36

Also on 3 other boards

Stuart Alexander Buck

director · Since 01/04/2025

DIRECTOR

BRITISH · ENGLAND · Age 34

Persons with Significant Control

Mr Jack James Smith

75–100% shares
75–100% votes
Appoint directors

British · England · Age 34

36, Great Charles Street Queensway, Birmingham, B3 3JY

Notified 01/01/2017

Charges7 outstanding

Charge
outstanding

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LGB & CO. LIMITED

Created 16/09/2025Registered 18/09/2025
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CLOSE BROTHERS LIMITED

Created 25/02/2025Registered 06/03/2025
Charge
outstanding

MITSUBISHI HC CAPITAL UK PLC

Created 24/11/2023Registered 24/11/2023
Charge
satisfied

SIEMENS FINANCIAL SERVICES LIMITED

Created 05/07/2023Registered 18/07/2023Satisfied 03/09/2025
Charge
outstanding

SIEMENS FINANCIAL SERVICES LIMITED

Created 05/07/2023Registered 18/07/2023
Charge
satisfied

HAMPSHIRE TRUST BANK PLC

Created 04/05/2023Registered 05/05/2023Satisfied 16/09/2025
Charge
outstanding

RIVERS FINANCE LIMITED

Created 30/03/2022Registered 31/03/2022

CompanyRankvs 3506+ SIC 62012 peers
70

Financial strength97th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.19× · 12/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2023

Net Worth

£951k

Balance sheet strength

Cash

£341k

Cash in the bank

Net Current Assets

£736k

Working capital

Current Assets

£4.6M

Current Liabilities

£3.9M

Fixed Assets

£446k

Debtors

£4.3M

45avg. employees+22

Balance Sheet

Intangible assets£394k
Assets less current liabilities£1.2M

EstimatesDerived

YearCurrent RatioImplied Profit
20231.19+£576k
20222.17+£191k
20213.69
20202.29
20190.44+£88k
20180.02

Derived from filed accounts. Not audited figures.