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Financial Planning Business Limited

08103976

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

FIRST FLOOR OFFICE 5 STATION ROAD, CARDIFF, CF15 8AA
Incorporated 13/06/2012

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 13/06/2025

Due 27/06/2026

On track

Industry

64999
Other financial service activities
66290
Other activities auxiliary to insurance and pension funding

Officers

Mr Stephen Charles Royal

director · Since 13/06/2012

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 60

Also on 1 other board

Ms Helena Maddox

director · Since 17/02/2020

BUSINESS SUPPORT OFFICER

BRITISH · UNITED KINGDOM · Age 44

Persons with Significant Control

Hfpb Holdings Limited

75–100% shares
75–100% votes

First Floor Office, 5 Station Road, Cardiff, CF15 8AA

Reg: 11332160 · Companies House · Limited By Shares

Notified 18/05/2018

Former PSCs

Stephen David Penny

Ceased 18/05/2018

Peter Jones

Ceased 18/05/2018

Mr Stephen Charles Royal

Ceased 18/05/2018

CompanyRankvs 1083+ SIC 64999 peers
84

Financial strength88th percentile among SIC peers · 22/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 6.01× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£317k

Balance sheet strength

Cash

£5k

Cash in the bank

Net Current Assets

£317k

Working capital

Current Assets

£380k

Current Liabilities

£63k

Fixed Assets

£927

Debtors

£375k

4avg. employees

Tax at Year End

Corp tax£37k

Balance Sheet

Assets less current liabilities£318k
Signed by Mr Stephen Royal 18 September 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20246.01+£55k
20234.24+£66k
20227.02+£30k
20217.07+£35k
20207.24+£45k
20195.93+£31k
20186.28—

Derived from filed accounts. Not audited figures.