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Icnh Ltd

08149394

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)

Details

128 CITY ROAD, LONDON, EC1V 2NX
Incorporated 19/07/2012

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 01/12/2025

Due 15/12/2026

On track

Industry

61900
Other telecommunications activities
62012
Business and domestic software development
72190
Other research and experimental development on natural sciences and engineering
86900
Other human health activities

Officers

Rinesh Amin

secretary · Since 19/07/2012

Mr Rinesh Amin

director · Since 19/07/2012

DIRECTOR

BRITISH · ENGLAND · Age 42

Mr Perran John Pengelly

director · Since 19/07/2012

DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 1 other board

Mr Thomas Anthony Whicher

director · Since 19/07/2012

DIRECTOR

BRITISH · UNITED KINGDOM · Age 41

Also on 1 other board

Mr Joseph Michael James Ludlow

director · Since 06/12/2019

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 1 other board

Mr Paul William Hewitt Ba Hons Aca

director · Since 24/08/2020

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 70

Also on 8 other boards

Mr James Brodie Geddes

director · Since 01/08/2023

CHIEF FINANCIAL OFFICER

BRITISH · ENGLAND · Age 63

Also on 7 other boards

Mr James Brett Greenbury

director · Since 01/08/2023

NON-EXECUTIVE CHAIR

BRITISH · ENGLAND · Age 65

Also on 8 other boards

Persons with Significant Control

Former PSCs

Mr Rinesh Amin

Ceased 06/02/2023

Perran John Pengelly

Ceased 06/02/2023

Mr Tom Whicher

Ceased 31/07/2016

Thomas Anthony Whicher

Ceased 28/10/2020

Thomas Anthony Whicher

Ceased 06/02/2023

Charges0 outstanding

Charge
satisfied

INNOVATE UK LOANS LIMITED

Created 26/08/2020Registered 27/08/2020Satisfied 25/04/2023

CompanyRankvs 692+ SIC 61900 peers
70

Financial strength96th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.35× · 12/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006 . The following principal accounting policies have been applied: 2.2 GOING CONCERN The directors have considered that there are no material uncertainties about the Company's ability to continue as a going concern. The ongoing financial impact of Covid-19 continues to be monito

Key FinancialsYear ending 31/12/2021

Net Worth

£1.3M

Balance sheet strength

Cash

£1.7M

Cash in the bank

Net Current Assets

£1.6M

Working capital

Current Assets

£6.3M

Current Liabilities

£4.7M

Fixed Assets

£302k

Debtors

£4.6M

44avg. employees

Balance Sheet

Assets less current liabilities£2.0M
Prepared with Caseware UK (AP4) 2021.0.152

EstimatesDerived

YearCurrent RatioImplied Profit
20211.35-£611k
20201.51+£1.7M
20191.17

Derived from filed accounts. Not audited figures.