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Sme Business Finance Limited

08184651

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

6 Sutton Plaza, Sutton, SM1 4FS
Incorporated 20/08/2012

Compliance

Last accounts

30/06/2025

micro entity

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 20/08/2025

Due 03/09/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Neil Anthony Hutton

director · Since 20/08/2012

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 65

Also on 23 other boards

Mr Craig Samuel Allardyce

director · Since 05/10/2018

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 51

Also on 1 other board

Neil Anthony Hutton

director · Since 20/08/2012

British · England · Age 65

Craig Samuel Allardyce

director · Since 05/10/2018

British · England · Age 51

Former

Vaughn Mullady

director · Resigned 24/12/2015

Edmund Vincent Doyle-Kelly

director · Resigned 30/08/2017

Douglas John Lee

director · Resigned 03/10/2018

Shane Gerard Moloney

director · Resigned 03/10/2024

Persons with Significant Control

Mr Neil Anthony Hutton

significant-influence-or-control-as-firm

British · England · Age 65

6, Sutton Plaza, Sutton, SM1 4FS

Notified 06/04/2016

Mr Craig Samuel Allardyce

25–50% shares
25–50% votes

British · England · Age 51

6, Sutton Plaza, Sutton, SM1 4FS

Notified 03/10/2018

Charges1 outstanding

Charge
outstanding

ROBERT JOHN DAVIES

Created 30/11/2017Registered 30/11/2017

Change History

officer appointedALLARDYCE, Craig Samuel
2026-06-16
officer appointedHUTTON, Neil Anthony
2026-06-16
statusactive
2026-06-16

Active

typeltd
2026-06-16

Private Limited Company

address line16 Sutton Plaza
2026-06-16

6 SUTTON PLAZA

post townSutton
2026-06-16

SUTTON

CompanyRankvs 2202+ SIC 64999 peers
69

Financial strength80th percentile among SIC peers · 20/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 256.62× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£113k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£1.2M

Working capital

Current Assets

£1.2M

Current Liabilities

£5k

Fixed Assets

£287k

2avg. employees

Balance Sheet

Assets less current liabilities£1.5M
Signed by 1.7.24Prepared with Company Accounts and Tax Online

EstimatesDerived

YearCurrent RatioImplied Profit
2025256.62+£0
2025256.62+£29k
202436.82-£915
20238.30+£21k
20227.64-£101k
202114.73-£11k
201910.99+£60k
20183.51

Derived from filed accounts. Not audited figures.