Lucent Financial Planning Ltd
08191924
Healthy
No risk factors detected.
Details
Compliance
Last accounts
31/08/2025
total exemption full
Next accounts due
31/05/2027
Confirmation statement
Last: 31/08/2025
Due 14/09/2026
Industry
Officers
Persons with Significant Control
Mr Steven James Rowe
British · England · Age 48
1b The Exchange, 20a Poplar Road, Solihull, B91 3AB
Notified 28/08/2016
Mrs Hannah Knight-Niblett
British · England · Age 43
1b The Exchange, 20a Poplar Road, Solihull, B91 3AB
Notified 21/07/2021
CompanyRankvs 434+ SIC 64999 peers88
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/08/2025
Net Worth
£1.0M
Balance sheet strength
Cash
£400k
Cash in the bank
Net Current Assets
£248k
Working capital
Current Assets
£418k
Current Liabilities
£171k
Fixed Assets
£842k
Debtors
£18k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 2.45 | +£261k |
| 2024 | 2.24 | +£155k |
| 2023 | 6.72 | +£132k |
| 2022 | 5.61 | +£144k |
| 2021 | 8.68 | +£25k |
| 2020 | 8.64 | +£33k |
| 2019 | 5.81 | — |
Derived from filed accounts. Not audited figures.