Back to search

Ginkgo Financial Ltd

08220047

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

UNIT 1, 2 DELACOURT RD,, LONDON,, SE3 8XA
Incorporated 19/09/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services
69109
Activities of patent and copyright agents; other legal activities
70221
Financial management

Officers

Mr Daren Wallbank

director · Since 19/09/2012

DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 2 other boards

Persons with Significant Control

Mr Daren Wallbank

75–100% shares
75–100% votes
Appoint directors

British · England · Age 56

181, Westcombe Hill, London, SE3 7DP

Notified 01/06/2016

Charges1 outstanding

Charge
outstanding

QUILTER FINANCIAL PLANNING LIMITED

Created 15/07/2025Registered 17/07/2025
Charge
satisfied

SANTANDER UK PLC AS SECURITY TRUSTEE

Created 04/12/2020Registered 07/12/2020Satisfied 29/05/2026

CompanyRankvs 2069+ SIC 66190 peers
58

Financial strength70th percentile among SIC peers · 18/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.77× · 6/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1Evans Hart Limited
90
2Titan Pensions & Investments Limited
90
3Skybound Financial Planning Limited
90
4Lumin Wealth Limited
90
5Pfm Associates Limited
90
6Paradigm Norton Financial Planning Limited
90
775point3 Limited
90
8Sgm - Foreign Exchange Limited
90
9Tyler Capital Limited
90
10Kroll Issuer Services Limited
90
2069Ginkgo Financial Ltd
63
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£34k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£45k

Working capital

Current Assets

£152k

Current Liabilities

£196k

Fixed Assets

£709k

13avg. employees

Balance Sheet

Assets less current liabilities£665k
Signed by Mr D Wallbank 29th January 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.77+£0
20250.77-£13k
20240.22+£30k
20230.19+£10k
20220.64-£2k
20213.93—

Derived from filed accounts. Not audited figures.