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Bsmart Finance Ltd

08279453

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

C/O VOILA ACCOUNTING CASTLE COURT 1 CASTLE STREET, FAREHAM, PO16 9QD
Incorporated 02/11/2012

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 02/11/2025

Due 16/11/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Sean Michael Powles

director · Since 02/11/2012

INDEPENDENT MORTGAGE BROKER

BRITISH · ENGLAND · Age 55

Also on 2 other boards

Persons with Significant Control

Mr Sean Powles

75–100% shares
voting-rights-75-to-100-percent-as-firm
Appoint directors

British · England · Age 55

C/O Voila Accounting Castle Court, 1 Castle Street, Fareham, PO16 9QD

Notified 06/04/2016

CompanyRankvs 9335+ SIC 64999 peers
63

Financial strength47th percentile among SIC peers · 12/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 1.62× · 16/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£2k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£25k

Working capital

Current Assets

£66k

Current Liabilities

£41k

Fixed Assets

£100

Debtors

£66k

1avg. employees

Balance Sheet

Assets less current liabilities£25k
Signed by Mr S Powles 23/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.62-£8k
20242.66
20234.06
20222.92
20214.28
20200.99
20191.13

Derived from filed accounts. Not audited figures.