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Penney, Ruddy & Winter Ltd

08325152

active
Private Limited Company
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

130 BUCKINGHAM PALACE ROAD, LONDON, SW1W 9SA
Incorporated 11/12/2012

Compliance

Last accounts

31/03/2025

audit exemption subsidiary

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 12/09/2025

Due 26/09/2026

On track

Industry

64999
Other financial service activities

Officers

Mr David Alan Penney

director · Since 27/03/2013

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 50

Mr Mark Robert Pearson

director · Since 26/04/2024

DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 8 other boards

Mr Kevin James D'Arcy

director · Since 28/02/2025

DIRECTOR

BRITISH · SCOTLAND · Age 39

Also on 5 other boards

Mr Gregory Seath

director · Since 28/02/2025

DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 7 other boards

Persons with Significant Control

Penney & Ruddy Holdings Limited

75–100% shares
75–100% votes

Becket House, 2nd Floor Mezzanine, London, EC2R 8DD

Reg: 12140832 · Companies House · Limited Company

Notified 03/12/2019

Former PSCs

Mr Peter Hubert William Ruddy

Ceased 10/12/2019

Mr David Alan Penney

Ceased 10/12/2019

Mr Peter Bridges

Ceased 03/12/2019

Charges0 outstanding

Charge
satisfied

ESF LOANS LIMITED

Created 03/12/2019Registered 05/12/2019Satisfied 11/10/2023

CompanyRankvs 3798+ SIC 64999 peers
74

Financial strength76th percentile among SIC peers · 19/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.28× · 12/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2024

Net Worth

£80k

Balance sheet strength

Cash

£178k

Cash in the bank

Net Current Assets

£54k

Working capital

Current Assets

£248k

Current Liabilities

£193k

Fixed Assets

£33k

Debtors

£69k

10avg. employees+1

Tax at Year End(2022)

Corp tax£140k

Balance Sheet

Assets less current liabilities£88k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20241.28-£49k
20231.61-£69k
20221.95+£61k
20211.88-£4k
20202.01

Derived from filed accounts. Not audited figures.