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Spencer & Co. Estates Limited

08337102

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

Trinity Court, Church Street, Rickmansworth, WD3 1RT
Incorporated 19/12/2012

Compliance

Last accounts

31/12/2024

micro entity

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 17/11/2025

Due 01/12/2026

On track

Industry

68320
Management of real estate on a fee or contract basis

Officers

James Gerard Mcardle

director · Since 16/11/2015

Irish · United Kingdom · Age 58

Gomattie Mcardle

director · Since 27/06/2022

British · United Kingdom · Age 41

Former

Ian William Charles Spencer

director · Resigned 24/06/2022

Persons with Significant Control

Mr James Gerard Mcardle

75–100% shares
75–100% votes
Appoint directors

Irish · United Kingdom · Age 58

Trinity Court, Church Street, Rickmansworth, WD3 1RT

Notified 06/04/2016

Former PSCs

Mr Ian William Charles Spencer

Ceased 24/06/2022

Charges1 outstanding

Charge
outstanding

MCGOVERN HAULAGE LIMITED

Created 11/12/2015Registered 15/12/2015

Change History

statusactive
2026-06-07

Active

typeltd
2026-06-07

Private Limited Company

address line1Trinity Court
2026-06-07

TRINITY COURT

post townRickmansworth
2026-06-07

RICKMANSWORTH

officer appointedMCARDLE, Gomattie
2026-06-07
officer appointedMCARDLE, James Gerard
2026-06-07

CompanyRankvs 2265+ SIC 68320 peers
73

Financial strength89th percentile among SIC peers · 22/25
Employees79th percentile among SIC peers · 12/15
LiquidityCurrent ratio 6.23× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£102k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£107k

Working capital

Current Assets

£125k

Current Liabilities

£20k

2avg. employees

Balance Sheet

Assets less current liabilities£107k

EstimatesDerived

YearCurrent RatioImplied Profit
20246.23-£889
20236.57+£4k
20215.80-£9k
2020152.63-£26k
2019118.79-£32k
201849.31

Derived from filed accounts. Not audited figures.