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Efg Spencer Limited

08466195

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 15 outstanding charges (-10)

Details

OXFORD HOUSE 8 CHURCH STREET, NOTTINGHAM, NG5 8FB
Incorporated 28/03/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68320
Management of real estate on a fee or contract basis

Officers

Mr Geoffrey Peter Spencer

director · Since 28/03/2013

MANAGER

BRITISH · ENGLAND · Age 55

Miss Grace Stephanie Anne Spencer

director · Since 16/06/2025

ADMINISTRATOR

BRITISH · ENGLAND · Age 21

Persons with Significant Control

Mr Geoffrey Peter Spencer

75–100% shares

British · United Kingdom · Age 55

1, The Jubilee, Southwell, NG25 0FP

Notified 06/04/2016

Former PSCs

Mrs Joanne Stephanie Harbinson Spencer

Ceased 05/04/2022

Charges15 outstanding

Charge
outstanding

FLEET MORTGAGES LIMITED

Created 15/09/2023Registered 18/09/2023
Charge
outstanding

PARAGON BANK PLC

Created 03/04/2023Registered 03/04/2023
Charge
outstanding

PARAGON BANK PLC

Created 20/03/2023Registered 20/03/2023
Charge
outstanding

PARAGON BANK PLC

Created 03/03/2023Registered 03/03/2023
Charge
outstanding

ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES, KENT RELIANCE AND KRBS

Created 24/09/2018Registered 04/10/2018
Charge
outstanding

PARAGON BANK PLC

Created 17/08/2018Registered 18/08/2018
Charge
outstanding

PARAGON BANK PLC

Created 17/08/2018Registered 18/08/2018
Charge
outstanding

PARAGON BANK PLC

Created 23/03/2018Registered 23/03/2018
Charge
outstanding

PARAGON MORTGAGES (2010) LIMITED AND PARAGON BANK PLC

Created 07/04/2017Registered 26/04/2017
Charge
outstanding

PARAGON BANK PLC · PARAGON MORTGAGES (2010) LIMITED

Created 20/03/2017Registered 27/03/2017
Charge
outstanding

PARAGON BANK PLC

Created 01/03/2017Registered 03/03/2017
Charge
outstanding

PARAGON BANK PLC

Created 06/02/2017Registered 11/02/2017
Charge
outstanding

KENT RELIANCE

Created 11/01/2017Registered 12/01/2017
Charge
outstanding

PARAGON MORTGAGES (2010) LIMITED, PARAGON BANK PLC

Created 23/09/2016Registered 24/09/2016
Charge
outstanding

PARAGON MORTGAGES (2010) LIMITED

Created 29/06/2016Registered 13/07/2016
Charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 23/03/2016Registered 31/03/2016

CompanyRankvs 10148+ SIC 68320 peers
64

Financial strength85th percentile among SIC peers · 21/25
Employees58th percentile among SIC peers · 9/15
LiquidityCurrent ratio 1.51× · 16/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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10148Efg Spencer Limited
70
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£53k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£11k

Working capital

Current Assets

£32k

Current Liabilities

£21k

Fixed Assets

£1.6M

1avg. employees-1

Balance Sheet

Assets less current liabilities£1.6M
Signed by 08466195 2024-04-01 2025-03-31 08466195 2025-03-31 08466195 core:CurrentFinancialInstruments core:WithinOneYear 2025-03-Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.51+£16k
20240.92+£28k
20234.45-£5k
20220.09+£10k
20210.34-£3k
20201.36—
20190.61—

Derived from filed accounts. Not audited figures.