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Cheltenham Mortgage Advisers Ltd

08486660

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

CHELTENHAM FILM AND PHOTOGRAPHIC STUDIO, CHELTENHAM, GL51 6PN
Incorporated 12/04/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mrs Sarah Hume

director · Since 22/08/2013

DIRECTOR

BRITISH · UNITED KINGDOM · Age 50

Also on 1 other board

Mr Michael Philip Addle

director · Since 01/04/2018

DIRECTOR

BRITISH · ENGLAND · Age 40

Persons with Significant Control

Mrs Sarah Hume

Significant control

British · United Kingdom · Age 50

Cheltenham Film And Photographic Studio, Hatherley Lane, Cheltenham, GL51 6PN

Notified 13/04/2021

Mr Michael Philip Addle

Significant control

British · England · Age 40

Cheltenham Film And Photographic Studio, Hatherley Lane, Cheltenham, GL51 6PN

Notified 13/04/2021

Cheltenham Mortgage Advisers Holdings Limited

75–100% shares
75–100% votes

Cheltenham Film And Photographic Studio, Hatherley Lane, Cheltenham, GL51 6PN

Reg: 13024723 · England & Wales · England & Wales

Notified 30/08/2023

Former PSCs

Mr Christian Lee Heeley

Ceased 13/04/2021

Mr Mark Jason Stanley

Ceased 13/04/2021

Mrs Sarah Louise Hume

Ceased 30/08/2023

CompanyRankvs 2184+ SIC 66190 peers
62

Financial strength37th percentile among SIC peers · 9/25
Employees87th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.03× · 12/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
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2184Cheltenham Mortgage Advisers Ltd
62
How is this score calculated?
Financial strength9/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£115

Balance sheet strength

Cash

£20k

Cash in the bank

Net Current Assets

£3k

Working capital

Current Assets

£114k

Current Liabilities

£111k

Fixed Assets

£2k

Debtors

£94k

4avg. employees-1

Tax at Year End(2023)

Corp tax£34k

Director Loans(2023)

Company owes directors£10k

Balance Sheet

Assets less current liabilities£5k
Signed by Mr Michael Addle 09/07/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.03—
20241.15-£435
20231.29+£500
20221.52-£487
20211.72—

Derived from filed accounts. Not audited figures.