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Ram Finance Ltd

08518322

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

3 KILMORE DRIVE, CAMBERLEY, GU15 1DT
Incorporated 07/05/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Ross Murphy

secretary · Since 07/05/2013

Mr Ross Alexander Murphy

director · Since 07/05/2013

FINANCIAL ADVISER

BRITISH · SPAIN · Age 39

Also on 1 other board

Persons with Significant Control

Mr Ross Alexander Murphy

75–100% shares
75–100% votes
Appoint directors

British · Spain · Age 39

3, Kilmore Drive, Camberley, GU15 1DT

Notified 06/04/2016

CompanyRankvs 490+ SIC 66190 peers
80

Financial strength91th percentile among SIC peers · 23/25
Employees63th percentile among SIC peers · 9/15
LiquidityCurrent ratio 8.95× · 20/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
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490Ram Finance Ltd
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£401k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£399k

Working capital

Current Assets

£449k

Current Liabilities

£50k

Fixed Assets

£2k

2avg. employees-1

Balance Sheet

Assets less current liabilities£401k

EstimatesDerived

YearCurrent RatioImplied Profit
20258.95-£6k
20247.34+£93k
20236.33+£103k
20223.95+£58k
20214.11—

Derived from filed accounts. Not audited figures.