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Exeter Finance Ltd

08577273

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

3RD FLOOR, THE SENATE, EXETER, EX1 1UG
Incorporated 20/06/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64929
64929

Officers

Mr Peter William Lacy Keech

director · Since 20/06/2013

DIRECTOR

BRITISH · UNITED KINGDOM · Age 72

Also on 3 other boards

Mr Christopher John Hall

director · Since 09/11/2015

DIRECTOR

BRITISH · UNITED KINGDOM · Age 67

Also on 13 other boards

Persons with Significant Control

Exeter Finance Group Limited

75–100% shares
75–100% votes
Appoint directors

3rd Floor, The Senate, Southernhay Gardens, Exeter, EX1 1UG

Notified 01/11/2016

Former PSCs

Mr Peter William Lacy Keech

Ceased 01/11/2016

Charges2 outstanding

Charge
outstanding

SHAWBROOK BANK LIMITED

Created 17/03/2015Registered 19/03/2015
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 08/10/2014Registered 10/10/2014

CompanyRankvs 1470+ SIC 64929 peers
68

Financial strength94th percentile among SIC peers · 24/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.26× · 12/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£6.6M

Balance sheet strength

Cash

£2.1M

Cash in the bank

Net Current Assets

£8.8M

Working capital

Current Assets

£42.1M

Current Liabilities

£33.3M

Fixed Assets

£64k

Debtors

£39.9M

9avg. employees+1

Balance Sheet

Assets less current liabilities£8.8M
Signed by 08577273 2024-10-01 2025-09-30 08577273 2025-09-30 08577273 bus:OrdinaryShareClass1 2025-09-30 08577273 bus:OrdinarySharPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.26-£337k
20241.31+£529k
20231.26+£765k
20221.27+£1.5M
20211.19+£1.3M
20201.23+£515k
20191.34+£886k
20181.32

Derived from filed accounts. Not audited figures.