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(Uk) Howard Financial Limited

08640589

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

1 THE OLD BANK CHAMBERS FORE STREET, TORQUAY, TQ1 4PR
Incorporated 06/08/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Lee David Howard

director · Since 06/08/2013

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 48

Also on 2 other boards

Mrs Lisa Emily Howard

director · Since 06/08/2013

ADMINISTRATOR

BRITISH · ENGLAND · Age 47

Mr Adrian John Howard

director · Since 23/10/2015

MANAGING DIRECTOR

BRITISH · UNITED KINGDOM · Age 44

Also on 1 other board

Persons with Significant Control

Mr Lee David Howard

25–50% shares
25–50% votes

British · England · Age 48

1 The Old Bank Chambers, Fore Street, Torquay, TQ1 4PR

Notified 06/04/2016

Mrs Lisa Emily Howard

25–50% shares
25–50% votes

British · England · Age 47

1 The Old Bank Chambers, Fore Street, Torquay, TQ1 4PR

Notified 06/04/2016

Mr Adrian Howard

25–50% shares
25–50% votes

British · United Kingdom · Age 44

1 The Old Bank Chambers, Fore Street, Torquay, TQ1 4PR

Notified 15/08/2017

CompanyRankvs 5915+ SIC 64999 peers
68

Financial strength60th percentile among SIC peers · 15/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.49× · 12/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£15k

Balance sheet strength

Cash

£25k

Cash in the bank

Net Current Assets

£12k

Working capital

Current Assets

£37k

Current Liabilities

£25k

Fixed Assets

£3k

Debtors

£13k

4avg. employees-3

Tax at Year End

Corp tax£12k

Director Loans

Company owes directors£5k
Directors owe company£9k

Balance Sheet

Assets less current liabilities£16k
Signed by Mrs Lisa Howard 24 July 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.49-£2k
20241.32-£24k
20232.38-£43k
20223.01+£6k
20213.31—

Derived from filed accounts. Not audited figures.