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Individual Financial Services Limited

08645267

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

LOWER GROUND FLOOR, MACCLESFIELD, SK11 6TG
Incorporated 09/08/2013

Compliance

Last accounts

31/08/2024

micro entity

Next accounts due

31/05/2026

On track

Confirmation statement

Last: 18/02/2025

Due 04/03/2026

Overdue

Industry

66290
Other activities auxiliary to insurance and pension funding
70221
Financial management

Officers

Mr Robert Victor Patten

director · Since 23/06/2016

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 5 other boards

Persons with Significant Control

Mr Robert Victor Patten

75–100% shares

British · England · Age 60

Lower Ground Floor, 1 St. Georges Street, Macclesfield, SK11 6TG

Notified 06/06/2023

Former PSCs

Mr Gary Lovatt

Ceased 05/06/2023

CompanyRankvs 1577+ SIC 66290 peers
45

Financial strength54th percentile among SIC peers · 14/25
Employees18th percentile among SIC peers · 3/15
LiquidityNo balance sheet data · 0/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
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1577Individual Financial Services Limited
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2024

Net Worth

£9k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£9k

Working capital

Current Assets

—

Current Liabilities

£9k

0avg. employees

Balance Sheet

Assets less current liabilities£9k
Prepared with Companies House

EstimatesDerived

YearImplied Profit
2024+£0

Derived from filed accounts. Not audited figures.