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Fagan & Whalley Holdings Limited

08652604

active
Private Limited Company
england wales
Companies House
Health Score
55 / 100

Notable Risks

25/30
Filing
0/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 7 outstanding charges (-10)

Details

MEAD WAY SHUTTLEWORTH MEAD BUSINESS PARK, BURNLEY, BB12 7NG
Incorporated 15/08/2013

Compliance

Last accounts

30/04/2025

group

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 13/08/2025

Due 27/08/2026

On track

Industry

64209
Activities of other holding companies

Officers

Mr Graham Michael Fagan

director · Since 15/08/2013

DIRECTOR

BRITISH · ENGLAND · Age 66

Also on 3 other boards

Mr Stephen Alexander Fagan

director · Since 15/08/2013

DIRECTOR

BRITISH · ENGLAND · Age 63

Also on 1 other board

Mr Samuel Thomas Fagan

director · Since 30/01/2024

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 36

Also on 3 other boards

Mr Daniel Fagan

director · Since 12/09/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 35

Also on 3 other boards

Persons with Significant Control

Mr Graham Michael Fagan

25–50% votes

British · United Kingdom · Age 66

Mead Way, Shuttleworth Mead, Burnley, BB12 7NG

Notified 06/04/2016

Mr Stephen Alexander Fagan

25–50% votes

British · England · Age 63

Mead Way, Shuttleworth Mead, Burnley, BB12 7NG

Notified 06/04/2016

Charges7 outstanding

Charge
outstanding

CLYDESDALE BANK PLC (TRADING AS VIRGIN MONEY) (COMPANY NUMBER SC001111)

Created 20/03/2025Registered 04/04/2025
Charge
outstanding

CLYDESDALE BANK PLC (TRADING AS VIRGIN MONEY)

Created 31/05/2023Registered 09/06/2023
Charge
outstanding

CLYDESDALE BANK PLC

Created 22/12/2017Registered 22/12/2017
Charge
outstanding

CLYDESDALE BANK PLC

Created 22/12/2017Registered 22/12/2017
Charge
outstanding

CLYDESDALE BANK PLC (TRADING AS BOTH CLYDESDALE BANK AND YORKSHIRE BANK)

Created 22/12/2017Registered 22/12/2017
Charge
outstanding

CLYDESDALE BANK PLC

Created 01/09/2016Registered 06/09/2016
Charge
outstanding

CLYDESDALE BANK PLC (TRADING AS BOTH CLYDESDALE AND YORKSHIRE BANK)

Created 24/12/2013Registered 08/01/2014

CompanyRankvs 2662+ SIC 64209 peers
55

Financial strength96th percentile among SIC peers · 24/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 3.63× · 20/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 30/04/2024

Net Worth

£5.5M

Balance sheet strength

Cash

£250k

Cash in the bank

Net Current Assets

Working capital

Current Assets

£1.8M

Current Liabilities

£509k

Fixed Assets

£12.1M

Debtors

£1.6M

Cost of Sales

£30.6M

Admin Expenses

£9.6M

Profit After Tax

£655k

0avg. employees

Tax at Year End

Corp tax£333k
Dividends paid-£480k

People Costs

Wages & salaries£15.1M

Balance Sheet

Intangible assets£2.9M
Bank loans & overdrafts£8.1M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20243.63+£946k
20233.62+£1.4M
20220.24+£28k
20211.11

Derived from filed accounts. Not audited figures.