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Gem Property Solutions Limited

08663999

active
Private Limited Company
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

1 MILLBANK CLOSE CHELFORD, MACCLESFIELD, SK11 9SJ
Incorporated 27/08/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

96090
Other personal service activities

Officers

Mr Richard Medcalf

director · Since 27/08/2013

DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 5 other boards

Persons with Significant Control

Gem Property Solutions Holdings Limited

75–100% shares
75–100% votes
Appoint directors

1 Millbank Close Chelford, Macclesfield, SK11 9SJ

Reg: 08762945 · England And Wales · Limited Company

Notified 06/04/2016

Charges3 outstanding

Charge
satisfied

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Created 23/06/2017Registered 29/06/2017Satisfied 30/03/2022
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LLOYDS BANK PLC

Created 06/02/2014Registered 20/02/2014Satisfied 24/05/2023
Charge
outstanding

LLOYDS BANK PLC

Created 06/02/2014Registered 15/02/2014
Charge
outstanding

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Created 06/02/2014Registered 11/02/2014
Charge
outstanding

LLOYDS BANK PLC

Created 17/11/2013Registered 27/11/2013

CompanyRankvs 40773+ SIC 96090 peers
46

Financial strength97th percentile among SIC peers · 24/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.07× · 2/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£928k

Balance sheet strength

Cash

£6k

Cash in the bank

Net Current Assets

-£239k

Working capital

Current Assets

£18k

Current Liabilities

£258k

Fixed Assets

£1.3M

Debtors

£12k

0avg. employees-1

Balance Sheet

Assets less current liabilities£1.0M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.07+£31k
20240.43-£40k
20230.70+£55k
20220.16+£191k
20210.14

Derived from filed accounts. Not audited figures.